At Luminare Health , our employees are the cornerstone of our business and the foundation to our success. We empower employees with curated development plans that foster growth and promote rewarding, fulfilling careers.
Join HCSC and be part of a purpose-driven company that will invest in your professional development.
CLAIMS ANALYST
The Claims Analyst is responsible for the accurate adjudication and processing of medical, dental, vision, or other related claims, including related correspondence and/or electronic inquiries for assigned groups. All claims and inquiries are handled according to the established plan documents, claim processing guidelines, and established total turnaround times.
CLAIMS ANALYST
80%
Review, analyze and interpret claim forms and related documents.
Determine benefit coverage based on clinical edits, plan documents/booklets, benefit reference documents, Claim Reference Manuals and claims-related memoranda, and reports.
Appropriately investigate, pend and refer claims based on claim procedures and guidelines.
Accurately handle correspondence, claims, and referrals in the established timeframes and/or performance guarantees.
Support the Claims reinsurance team, in the research and resolution of claims as assigned
15%
Support internal departments in the research and resolution of claims
Communicate via telephone, email, electronic messaging, fax, or written letter with employees/members, providers of service, clients and/or other insurance carriers to ensure proper claim processing
5%
Other duties as needed/assigned
Customer Service – Research and respond to a high volume of customer service phone calls within stated time specifications, following established department guidelines. Ability to work with other team members in management of customer service calls. Resolve issues through effective oral and written communication and by involving appropriate people within, or outside, the department or Company. Effectively and professionally represent the Company in all interactions.
Resource Development/Training – Provide support, training and back-up to the Claims Assistant and other team members, as needed. Assist in establishing procedural manuals and keeping procedure documents current and up to date.
Other – Continually improve claim and system knowledge and communication skills. Continue to utilize knowledge gained on the job. Perform all reporting functions as assigned. Participate on special projects and other job related duties as assigned.
CLAIMS ANALYST
Required Job Qualifications:
High School diploma or GED equivalent
Ability to work in a fast-paced, customer centric and production driven environment
Effective verbal and written communication skills
Ability to work effectively with team members, employees/members, providers, and clients
Ability to use common sense understanding to carry out instructions furnished in oral, written or diagram form
Flexible; open to continued process improvement
Ability to learn new/proprietary systems, to adapt to various system platforms, and to effectively use MS Excel/Word
Preferred Job Qualifications:
1 year Health Insurance experience
Self-Funded Insurance/Benefits and/or TPA experience
Knowledge of medical procedure and diagnosis coding
Knowledge of medical terminology
Familiarity with Summary Plan Documents (SPDs)/Insurance Booklets or other benefit descriptive tools
LIFE & DISABILITY - CLAIMS ANALYST
Required Job Qualifications:
An understanding of claims examining; solid investigation, analytical and organizational skills, and attention to detail.
Must have strong math and decision-making skills.
Must be able to work in a deadline driven, fast-paced environment.
Self-motivated with high learning agility.
Must have excellent verbal and written communication skills with a passion for helping others.
Must be a self-starter with strong time management skills to prioritize workload, manage and follow-up on numerous tasks.
Capable of making decisions in the absence of specific directions with minimal supervision.
Ability to effectively cope with change and shift gears accordingly in a dynamic environment.
Must display a strong commitment to teamwork and have the ability to work in a collaborative environment.
Effective in the use of personal computers and related software. Proficiency in working with Word, Excel and Outlook.
High School diploma or GED equivalent
Preferred Job Qualifications:
Four-year college degree in medical and/or business field.
Life and/or Disability claim knowledge.
Knowledge of medical terminology.
Familiarity with Summary Plan Documents (SPDs)/Insurance Booklets or other benefit descriptive tools.
Proficiency in working with Microsoft Access.
CLAIMS ANALYST
Required Job Qualifications:
Preferred Job Qualifications:
Required Job Qualifications:
Preferred Job Qualifications:
Are you being referred to one of our roles? If so, ask your connection at HCSC about our Employee Referral process!
We are an Equal Opportunity Employment employer dedicated to providing a welcoming environment where the unique differences of our employees are respected and valued. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, protected veteran status, or any other legally protected characteristics.
Pay Transparency Statement:
At Luminare, you will be part of an organization committed to offering meaningful benefits to our employees to support their life outside of work. From health and wellness benefits, 401(k) savings plan, pension plan, paid time off, paid parental leave, disability insurance, supplemental life insurance, employee assistance program, paid holidays, tuition reimbursement, plus other incentives, we offer a robust total rewards package for associates
The compensation offered will vary depending on your job-related skills, education, knowledge, and experience. This role aligns with an annual incentive bonus plan subject to the terms and the conditions of the plan.
Min to Max Range:
$14.97 - $28.12
Exact compensation may vary based on skills, experience, and location.
Luminare Health is one of the largest third-party benefits administrators in the nation, delivering comprehensive benefits solutions that help self-funded employers control healthcare costs, design smarter benefit plans, and achieve long-term growth. As a subsidiary of Health Care Services Corporation, we combine decades of industry expertise with innovative tools that simplify administration, improve utilization, and elevate the member experience. We work with employers across all industries, with special experience in the particular needs of hospitals and health systems, as well as tribal organizations. Our focus on delivering service excellence guides our day-to-day operations and our long-term strategic planning to support our mission of making healthcare accessible and affordable. We provide transparency, flexibility, and results for our clients, helping them to exceed their financial goals and their members to live healthier lives.
