Job Description

Commercial Loan Officer
Department: Commercial Sales
Location: Phoenix, AZ

A well-established, family-owned community bank is seeking a motivated and experienced Commercial Loan Officer to join its growing team. This organization has been recognized as a top workplace and is known for its strong culture and commitment to employee development.

The ideal candidate will bring a strong background in business development, a solid foundation in accounting and economics, and a deep understanding of the local market. This role plays a key part in expanding the commercial lending portfolio and strengthening client relationships.

Key Responsibilities

• Identify and develop new business opportunities through networking and relationship-building within the local market
• Assess client financial needs and recommend appropriate lending solutions
• Review and analyze title reports or surveys to identify potential risks
• Structure and negotiate loan terms that are mutually beneficial
• Ensure clients understand loan conditions and terms
• Monitor delinquent accounts and determine appropriate action
• Deliver high-level client service while creating value for both the client and the bank
• Collaborate with internal teams to streamline the lending process
• Stay informed on market trends, competitive landscape, and regulatory changes
• Maintain an active pipeline of prospective clients and business opportunities

Qualifications

• Bachelor’s degree in Finance, Accounting, Economics, or related field (or equivalent experience)
• 3+ years of commercial lending or related experience
• Demonstrated success in business development and loan origination
• Strong analytical skills with the ability to evaluate financial statements
• Familiarity with the local market and economic environment
• Excellent communication and relationship-building skills

About the Organization

This institution is a full-service community bank with a strong regional presence and a long-standing commitment to its customers and employees.

Benefits

• Health, Dental, and Vision Insurance
• 401(k) with Employer Match
• Paid Parental Leave
• Life and Disability Insurance
• Generous PTO and Paid Holidays
• Ongoing training and professional development opportunities