Assess and evaluate risks for SME (Small & Medium Enterprise) customers seeking insurance coverage.Analyze proposal forms, financials, risk inspection reports, and underwriting information.Determine policy terms, conditions, coverage limits, deductibles, and premium pricing.Underwrite Property, Engineering, Liability, Marine, and other SME-related insurance products.Ensure adherence to company underwriting guidelines, risk appetite, and regulatory requirements.Coordinate with sales teams, brokers, and channel partners for quotation and policy issuance.Review claim history, loss ratios, and portfolio performance to maintain profitability.Provide risk assessment recommendations and seek approvals for non-standard or high-risk cases.Support portfolio growth through timely quote issuance, renewals, and customer retention initiatives.Prepare MIS reports, track underwriting performance, and contribute to product and process improvements.
At TATA AIG General Insurance, we wear our achievements like a badge of honour – proudly and with gratitude! We have been recognized as one of India’s Top 100 Best Companies to Work For and among the Top 25 Best Workplaces in BFSI in 2024.
As a joint venture between the TATA Group and American International Group (AIG), we bring together the best of both worlds, driving innovation and setting new standards in the insurance industry, while staying true to our core values of empathy, people, and customer-first that translates into: #WithYouAlways and #WithYouLikeFamily. This means we’re committed not only to our customers but also to our employees, peers, and partners — ensuring the highest level of dedication, care, and trust.
Join us on this incredible journey as we continue to lead, innovate, and redefine the future of insurance. Together, we’re not just setting the standard — we’re building lasting relationships, one person at a time.
