iKhokha

Cash Advance Specialist

iKhokha  •  South Africa (Hybrid)  •  3 hours ago
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Job Description

iKhokha is a place where chance takers become change makers.

At iKhokha, we’re made to make it. As you'd expect, our pace is fast-moving and ever-changing. We like it that way. As one of the fastest growing Fintech's in Africa we've built a team of global change-makers who want to make an impact. If you believe that you are made to make it, be a chance-taker and help us empower small businesses in South Africa.

iKhokha is on the lookout for the next Cash Advance Specialist to join our growing team.

We're searching for a professional, analytical person with a flair for customer service and the ability to close a deal.

It doesn’t just end here, read more below…

So, what will you do?

You will be responsible for empowering existing merchants to utilize cash advances to further grow their businesses.

Educate merchants on the various ways to use and accept cash advance in a hassle-free and customer centric manner.

Call customers that are identified by the business as well as field inbound calls from interested merchants.

Liaise with our finance partner as well as our internal finance department to resolve Cash Advance customer queries.

In addition to the above, you will:

  • Maintain favourable merchant relationships by understanding financial needs of the customer and applying sales techniques to close loan deals.
  • Increase merchant loyalty through efficient handling time across CRM platform and telephonically.
  • Interact with escalations of merchants daily, responding to their questions or concerns and guiding them to the appropriate service.
  • Provide unsurpassed customer experience to promote retention and loyalty.
  • Achieve positive reviews on social media platforms.
  • Introduce and educate merchants on how to utilize cash advance and describe all benefits.
  • Conduct courtesy calls and educate merchants on how to pay up existing offers to requalify for additional offers.
  • Ensure technical issues are resolved.
  • Ensure attention to detail when capturing merchant information efficiently and accurately.
  • Complete daily, weekly, monthly reporting.
  • Escalate urgent queries that require input from senior management.
  • Ensure proper escalations when any systems or tools are down and that proper. communication is rendered to the Team Leader and Line Manager.

Qualifications

  • Minimum of a matric qualification.

Deal Breakers:

  • 1 – 3 years call centre experience with exposure to CRM platforms in a Sales &Service environment.
  • Loan product exposure (Advantageous).
  • Experience in Upselling and Retentions (Advantageous).

In addition to the above, the experience in the following technologies, domains and best practices will make you a frontrunner for the role:

  • Excellent written and verbal communication skills with a specific focus on customer service and sales. Data capturing and detail orientation with a good understanding of technical support along with basic accounting exposure. Proficient in use of Microsoft apps.
  • Sales, Technical Support, Customer Service & Loan Officer

Additional Information

Perks of joining the Tribe?

  • Work in a high-growth company with tangible results you're accountable for.
  • Enjoy hybrid, remote, and in office work models.
  • Competitive remuneration and benefits, including Medical Aid and Group Risk scheme contributions.
  • Be guided by visionary leadership.
  • Seize the opportunity for study leave.
  • Access to on-demand learning and development.
  • Experience a friendly, collaborative culture with a team of all-round-lekker humans (it’s true, we surveyed our Employees and they told us so).
  • If you find yourself at HQ, coffee on tap and a selection of hot beverages provided by our very own onsite Barista.

Stay Sharp!

Job scams are out there, but we’ve got your back. Here’s how to keep it real when applying:

Apply the iK way:

Go via our
Careers page or verified platforms (Smart Recruiters).

We’ll never ask for payment, personal financial details, or anything unusual during the hiring process. If someone does, it’s a scam, report it.

If something feels off, pause and confirm the role on our site before responding.

Your journey to join the iKTribe starts with trust and we’re here to keep it simple and secure.

iKhokha

About iKhokha

iKhokha is a co-founder led financial technology company that believes every South African entrepreneur should be given the opportunity to compete in the digital economy – because when small businesses grow, Mzansi thrives.

All our digital payment solutions are built in-house at our HQ in Umhlanga where we manage the entire product life cycle from research to design, development, user testing, rollout, and product evolution.

From Tap & Go enabled card machines to point-of-sale systems, top-tier ecommerce products (such as iK Pay Gateway) and, of course, the iKhokha app, we pride ourselves on building highly competitive products at affordable prices to give businesses the payment tools they need to succeed, both in-person and online.

Whether through our speed point machines or our ecommerce payment solutions, our merchants enjoy the lowest transaction rates in South Africa. And to reward them for trading with us, these rates keep getting lower the more they sell!

Our merchants can also access working capital after just three months of trade using our iK Cash Advance product and can increase their basket size by selling prepaid products with iK Prepaid on the iKhokha app.

At our core, we’re here to help entrepreneurs and businesses of all sizes start, run, and grow. We use tech to create meaningful experiences that uplift our communities, add value, and make running a business less of a dream and more of a reality.

Believe in Better

Industry
Finance & Insurance
Company Size
501-1,000 employees
Headquarters
Durban, ZA
Year Founded
2012
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