Domain Expertise
● Strong knowledge of Cards Issuing (Credit, Debit, Prepaid).
● Deep understanding of the card lifecycle issuance, activation, renewal,
replacement.
● Experience with digital banking, fintech, customer onboarding, KYC/AML, and
risk management.
● Understanding of Enterprise Architecture frameworks such as TOGAF.
Technical Skills
● Hands-on experience with card platforms such as TSYS PRIME, FIS, First Data,
or equivalent issuing platforms.
● Strong knowledge of Visa, Mastercard, UnionPay, BIN management, EMV, and
tokenization.
● Expertise in API design and integration (REST APIs, Open APIs).
● Integration experience with
● Core Banking
● Fraud systems
● Digital wallets (Apple Pay, Google Pay)
● Strong understanding of
● Microservices Architecture
● SOA
● Cloud platforms (AWS/Azure/GCP)
● Docker, Kubernetes
● CI/CD and DevOps practices
● Knowledge of PCI-DSS, cryptography, secure key management, tokenization, and
regulatory compliance.
Architecture Skills
● Solution architecture and system design.
● Ability to convert business requirements into scalable technical solutions.
● Architecture governance and design reviews.
● Stakeholder and vendor management.
● Strong presentation, communication, and documentation skills.
● Strategic thinking, innovation, and problem-solving capabilities.

Competencies
● Digital Architecture
● Web & Mobile Architecture
● Integration Technologies
● Agile Delivery
● Cloud
● DevOps
● Presentation & Stakeholder Management
Qualifications
● Bachelor Degree in Engineering, MCA, or Masters in Computer Science.
● 8–10 years of relevant experience.
● Preferred certifications
● TOGAF / Enterprise Architecture
● SOA Certification
● Cloud Certification
● Microservices Architecture Certification