Job Description

At Sunrise Banks we are committed to a culture of trust and transparency that welcomes all.

POSITION SUMMARY

The Business Banking Associate position requires attention to detail and technical proficiency. The role involves supporting the Commercial Lending and Portfolio Management team by maintaining client relationships, collecting financial and related data, conducting monetary transactions, and providing customer service. Responsibilities also include managing loan and credit file documentation to ensure adherence to bank policies, procedures, and regulatory requirements.

ESSENTIAL FUNCTIONS

• Areas of concentration include commercial term loans and lines of credit; consisting of Commercial & Industrial (C&I), Commercial Real Estate (CRE), 1-4 Family, Multi-Family, Leases, and Small Business Administration (SBA) Guaranteed Loans.
• Maintains client relationships through:
• Working with title companies, attorneys, and insurance companies to request documents for loan files, loan closings, settlement statements, recording of collateral, etc.
• Performing all due diligence related to commercial loan closings: order/review title policies, lien searches, credit reports, OFAC, borrower organizational documents, COGS, flood zone determinations, order Appraisals/Environmental Phase I, Property Tax Escrow Calculations, trust documentation, HMDA, CIP, CRA.
• Requesting appropriate loan documents & reviewing loan closing documents/packages to prepare for loan closings and working with Loan Operations to ensure proper booking of loan and processing of fees.
• Ensuring that all Conditions to Close have been met prior to loan closing.
• Serving as a contact and a conduit for commercial clients’ needs.
• Communicating with clients to obtain required financial information & other information needed to conduct business and maintain the integrity of their commercial loan file.
• Maintain the borrowers Document Library by coordinating the updating of ticklers & preparing the file for the imaging.
• Assisting commercial lenders by scheduling & facilitating loan closings or other meetings with the borrower.
• Report Management
• Clear post-closing findings discovered by the loan review team.
• Adhering to all Bank regulatory requirements, policies & procedures, and Compliance guidelines.

KEY COLLABORATORS

Sr. Business Banking Associate Manager, Director Credit Administration, REDD, Loan Operations, Commercial Sales Team, Portfolio Managers, Credit Analysts, Construction Department

SUPERVISORY RESPONSIBILITIES

None

COMPETENCIES

• Alignment w/Sunrise Core Values
• Adaptability
• Communication
• Compliance
• Dependability & Flexibility
• Initiative
• Integrity
• Judgement
• Organizational Skills
• Productivity & Pro-Active
• Professionalism
• Quality Service
• Teamwork
• Technical /PC Skills
• Work Quality

EDUCATION & EXPERIENCE

• High school degree or GED required.
• 2 Year College degree in business related field preferred.
• 1-2 years BBA or similar experience required.
• Experience in the financial industry preferred.
• Superior skill set in the use of the following software applications: Microsoft Teams, Excel, Word, PowerPoint, Access, and Outlook.
• A comprehensive skill set in Fiserv & Abrigo preferred.

COMPENSATION AND BENEFITS

Annual salary DOQ: $44,219 $63,170 $86,231

Benefits: Medical, Dental, Vision, Life, AD&D, STD, LTD, Pet insurance, FSA, PTO, PVTO, PPL and more. Visit www.sunrisebanks.com/about/careers