As Singapore’s longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires.
Today, we’re on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation. But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia’s leading financial services partner for a sustainable future.
We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career.
Your Opportunity Starts Here.
We are seeking a highly skilled and experienced Business Architect / Business Analyst to join our team and play a key role in the design, development, and modernize of our Loan Core Banking / Credit Processing Systems across the regions. The Business Architect / Business Analyst will collaborate with various stakeholders, including business leaders, product owners, and technology teams, to define and shape the strategic vision for our loan product and origination. The ideal candidate will have a strong understanding of the loan lifecycle, origination processes, regulatory requirements, and possess excellent analytical, problem-solving, and communication skills.
Key Responsibilities:
Develop and maintain a comprehensive understanding of the loan core / origination lifecycle in the respective regions, including loan product lifecycle, application intake, underwriting, credit decisioning, documentation, post-approval processes, and local regulatory compliance and reporting.
Design and document end-to-end loan lifecycle business process models, system and business architecture diagrams, workflows, interfaces, data flows, and integration points with other systems.
Collaborate with business leaders and product managers:
To understand regional business requirements and translate them into user stories/functional specifications.
To define and prioritize system enhancements and new features.
Collaborate with technology teams to ensure the system implementation is aligned with business requirements and industry best practices.
Evaluate business processes, conduct impact analysis and feasibility studies, and provide compelling and innovative solutions.
Analyze and evaluate existing processes and systems to identify areas for improvement and optimization.
Provide guidance and support to business analysts and development teams across different phases of implementation.
Stay up to date with industry trends, latest technology, and best practices in modernizing systems and automating processes.
Key Qualifications:
Good knowledge of relevant product domain and business process in either Consumer or Corporate Banking’s credit product and processing, such as credit card, secured/unsecured loan, and credit processing lifecycle.
Knowledge in other banking product domain would be added advantages.
Experience in Digital Banking & business process reengineering project will be added advantages.
Possess business analysis experience.
Strong analytical skills with the ability to assimilate information quickly and gain consensus from multiple stakeholders when required.
Good oral and written communication skills, including documentation and presentation skills.
Comfortable communicating across business divisions and levels of seniority
Experience in agile/SCRUM deliver/SDLC, digital initiatives involving technologies such as microservices, API, cloud etc. will be added advantages.
Competitive base salary. A suite of holistic, flexible benefits to suit every lifestyle. Community initiatives. Industry-leading learning and professional development opportunities. Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.
OCBC is the longest established Singapore bank, formed in 1932 from the merger of three local banks, the oldest of which was founded in 1912. It is now the second largest financial services group in Southeast Asia by assets and one of the world’s most highly-rated banks, with an Aa1 rating from Moody’s. Recognised for its financial strength and stability, OCBC is consistently ranked among the World’s Top 50 Safest Banks by Global Finance and has been named Best Managed Bank in Singapore by The Asian Banker.
OCBC and its subsidiaries offer a broad array of commercial banking, specialist financial and wealth management services, ranging from consumer, corporate, investment, private and transaction banking to treasury, insurance, asset management and stockbroking services.
OCBC’s key markets are Singapore, Malaysia, Indonesia and Greater China. It has more than 570 branches and representative offices in 19 countries and regions. These include about 300 branches and offices in Indonesia under subsidiary Bank OCBC NISP, and over 90 branches and offices in Mainland China, Hong Kong SAR and Macau SAR under OCBC Wing Hang.
OCBC’s private banking services are provided by its wholly-owned subsidiary Bank of Singapore, which operates on a unique open-architecture product platform to source for the best-in-class products to meet its clients’ goals.
OCBC's insurance subsidiary, Great Eastern Holdings, is the oldest and most established life insurance group in Singapore and Malaysia. Its asset management subsidiary, Lion Global Investors, is one of the largest private sector asset management companies in Southeast Asia.
