Unison Group

Business Analyst (Credit Origination & AI)

Unison Group  •  Singapore, SG (Onsite)  •  2 hours ago
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Job Description

  • Gather, analyze, and document business requirements for banking system implementation and transformation projects.
  • Lead business analysis activities for Credit Loan Origination Systems (LOS) and Limits & Collateral Management Systems (CLIMS) implementations.
  • Conduct end-to-end business process analysis, process mapping, and system workflow design.
  • Review Product Gap Summaries (PGS) and recommend optimal business and technical solutions.
  • Validate and review consultants' solution assessments to ensure alignment with business objectives.
  • Collaborate with business stakeholders, product owners, solution architects, developers, and QA teams throughout the project lifecycle.
  • Prepare functional documentation including:
    • Business Requirement Documents (BRD)
    • Functional Specifications (FSD)
    • User Stories
    • Process Flows
    • User Guides
  • Configure system parameters based on business requirements, including:
    • Loan application types
    • Product configuration
    • Approval workflows and matrices
    • Credit policies
    • Risk rating models
    • Financial statement templates and ratio calculations
  • Work closely with technical teams to support system configuration, enhancements, defect resolution, and new feature implementation.
  • Recommend process improvements and UI/UX enhancements to improve operational efficiency and user experience.
  • Support User Acceptance Testing (UAT), System Integration Testing (SIT), and regression testing.
  • Validate AI-powered banking capabilities, including:
    • Generative AI
    • Agentic AI
    • Intelligent Chatbots
    • OCR (Optical Character Recognition)
    • AI-assisted document processing
  • Perform bug validation and coordinate issue resolution with development teams.
  • Support pre-sales activities by preparing demo environments, sample data, and product demonstrations.
  • Mentor junior Business Analysts and conduct product and system knowledge-sharing sessions.
  • Assist with ad-hoc initiatives including notification templates, product documentation, and process improvements.

Requirements

  • 5+ years of Business Analysis experience in Banking or Financial Services.
  • Strong experience implementing Loan Origination Systems (LOS) or Credit Origination Platforms
  • Experience with Limits & Collateral Management Systems (CLIMS)
  • Strong understanding of:
    • Corporate Lending
    • Commercial Lending
    • Credit Approval Workflow
    • Credit Risk Assessment
    • Collateral Management
  • Experience gathering business requirements and preparing BRD, FSD, User Stories, and process documentation.
  • Hands-on experience with system configuration and workflow setup.
  • Experience working in Agile and/or Waterfall delivery environments.
  • Strong stakeholder management and communication skills.

AI & Digital Banking Experience

Experience with one or more of the following is highly preferred:

  • Generative AI solutions
  • Agentic AI applications
  • AI-powered Credit Origination
  • Intelligent Document Processing (OCR)
  • AI Chatbots or Virtual Assistants
  • Prompt Engineering
  • AI-assisted workflow automation
  • AI testing and validation
Unison Group

About Unison Group

Unison Consulting was launched in Singapore on September 2012, the hub of the financial industry, with innovative visions in the technocratic arena. We are a boutique next-generation Technology Company with strong business-interests in Liquidity risk, Market Risk, Credit Risk and Regulatory Compliance.

Unison provides technology consulting and services to implement Risk Management and Risk Analytics System for Financial Institutions. Our services suite comprises of Techno-Functional consulting, systems integration, Business Intelligence, information management, and custom development of IT solutions, plus project management expertise for financial institutions.

We have expertise in latest cutting edge technology to achieve better total cost of ownership. Through our qualified professionals, we assist you drive your unique risk management strategies, whether that means efficient monitoring, improving risk appetite of the financial institutions, complying with regulations, or capturing growth opportunities through innovation, this is what maximizes your decision taking potential. At Unison Consulting, we view clients as partners, and our success is only measured by the success of our partners. So we put it all on the table in order to exceed expectations.

Our staff consists of young, energetic and innovative consultants who are never afraid to challenge the conventions and push the boundaries in an effort to help our clients. For every project, no matter how large or how small, we strive to not only meet your needs, but deliver a showcase in your field.

Industry
IT & Software
Company Size
51-200 employees
Headquarters
Unknown
Year Founded
2012
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