Job Description

• To support the commercial relationship manager to retain and grow good credit customers.
• To provide quality inputs / make sound & balanced credit proposal for approval by higher authority.
• To ensure the credit annual review is approved within credit guidelines of the bank.
• To ensure good quality and healthy credit portfolio and minimize credit losses by monitoring regularly.
• To work closely with relationship manager to ensure approved terms and conditions are followed through.
• Initiate and work closely with Commercial A/RM for on time annual loan review.
• Keep follow up with the RM/ARM for updated financial report, and other supporting documents.
• Enhance the credit annual review paper on financial analysis, conduct of account, risk/mitigation, industry analysis, and so on.
• Site visit customer, when necessary.
• Monitor conditions imposed by approvers.
• To ensure that proper internal controls, guidelines and governance are in place to facilitate day-to-day activities.
• Perform necessary report and other assignment for management.
• To work closely with Credit Risk Department/ Business Units to structure deals to be beneficial to both bank and customer with strong risk control.
• To ensure the approval turnaround time is or beyond service level agreement set.
• To assist Head of Enterprise Banking and Business Banking in running credit knowledge/best practice sharing session to the Commercial relationship manager.
• To ensure self-development and to develop others.

Knowledge Skills and Experience:

• Tertiary qualification in Economic, Accounting, or related field;
• At least 3-4 years credit experience;
• Strong analytical skills;
• Strong knowledge and understanding of country economy and the business practice in Cambodia;
• Have a good business minded with strong interpersonal skills;
• Understand about local regulatory requirements;
• Good written and verbal communication in English;
• Good planning, organizing and problem solving skills;
• Excellent problem identification & resolution skills;
• Highly motivated and committed;
• Good knowledge of Microsoft Office and Windows-based computer applications.

• We encourage candidates from all backgrounds to apply.