Job Description

• Support the commercial relationship manager to retain and grow good credit customers by enhancing credit memorandum, financial analysis, conduct of account, risk/mitigation, industry analysis, and so on.
• Detect any possible problem from the lending relationship.
• Responsible for on time annual review of existing commercial clients.
• Manage credit applications from Business Units, conduct independent credit evaluation, recommend and approve credit based on delegating authority given.
• Produce credit monitoring report, analyze credit portfolio and provide comment/recommendation to Head, Business Support, Asset Quality and Control.
• The person is also involving in development/design of credit policy and procedure and also relevant templates for better control/informed with regards to credit related matters.
• Quality assurance on credit files checking.
• Generate necessary reports and other assignments for management.