Job Description

Skill required: Banking Services - Core Banking
Designation: Business Advisory Associate
Qualifications:BBA/BCom
Years of Experience:1 to 3 years
About Accenture
Accenture is a global professional services company with leading capabilities in digital, cloud and security.Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song— all powered by the world’s largest network of Advanced Technology and Intelligent Operations centers. Our 784,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. We embrace the power of change to create value and shared success for our clients, people, shareholders, partners and communities.Visit us at www.accenture.com
What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.Banking services refer to the various financial services provided by banks to their customers. It includes account opening, kyc, managing accounts, processing transactions, offering loans and credit cards and mortgages, providing investment products, insurance servies and facilitating payments. Banks aim to help individuals and businesses manage their finances efficiently and securely.
Develop and deliver core banking solutions for the applications that process the essential functions of banks, including account management, interest calculations, cash deposits and withdrawals processing, customer management and product management.
The Loan Servicing Analyst is responsible for end-to-end servicing and maintenance of commercial loan portfolios, including bilateral, participation, and syndicated facilities in both agented and non-agented arrangements. This role ensures accurate execution of loan servicing events such as rate resets, billing, payments, advances and draw downs. Also need to maintain data accuracy, ensure compliance with legal and credit agreements, and uphold operational excellence across the commercial lending lifecycle
What are we looking for? Education:
•BCOM
•BBA
• Master of Bus. Admin.
•Banking financial services, investment banking
•written and verbal communication, Adaptable and flexibility, problem solving skills, commitment to quality
•
General Requirements:
• Realize responsibility and complete the task at hand and on time
• Involves moderate level of independent decision making
• Good oral and written communication are must since the process involves sending emails to client/closers for all deals
• Performs quality control checks and collect all the back-ups that were used to on-board the loan
• Adhere 100% compliance to Process related Policies, Guidelines and Controls
• Suggest and implement process improvements and synergies on an ongoing basis
account reconciliations
Competency Name Proficiency Level
(Refer Defn. below)
Commercial Lending & Credit Services
Experienced (E)
Basic accounting and economic concepts
Experienced (E)
Analytical & Proactive Skills
Experienced (E)
Roles and Responsibilities: Responsibilities/Authorities
Loan Servicing Operations
• Perform daily servicing activities for bilateral and participation loans, including fundings, renewals, paydowns, interest capitalization, and rate adjustments.
• Maintain accurate and timely updates in servicing systems (Loan IQ, AFS, ACBS, nCino, or equivalent).
• Ensure all transactions comply with loan documentation, credit approvals, and system controls.
• Process interest and principal payments, escrow adjustments, and borrower notices.
• Reconcile loan balances, accruals, and fees with accounting and general ledger records.
Participation & Syndicated Loan Servicing:
• Manage both agented and non-agented participation structures, ensuring accurate communication and fund flows between participating institutions.
• For agented deals, act as operational point of contact for participant banks—managing notices, interest rate resets, and remittance schedules.
• For non-agented participations, ensure proper recognition of participation interests and adherence to participant servicing terms.
Data Integrity & Documentation Control:
• Review and validate loan setups, amendments, and servicing data against executed agreements.
• Maintain complete servicing records, notices, and payment advices for audit readiness.
• Ensure accurate posting of fees (commitment, utilization, agency, amendment, and late fees).
• Reconcile servicing data across systems to ensure consistency and data integrity.
Compliance & Risk Management:
• Ensure adherence to internal policies, credit terms, and U.S. regulatory requirements (FDIC, OCC, SOX, etc.).
• Identify and escalate discrepancies or potential control breaches promptly.
• Support internal and external audits, control testing, and compliance reviews.
•In this role you are required to solve routine problems, largely through precedent and referral to general guidelines
• Your expected interactions are within your own team and direct supervisor
• You will be provided detailed to moderate level of instruction on daily work tasks and detailed instruction on new assignments
• The decisions that you make would impact your own work
• You will be an individual contributor as a part of a team, with a predetermined, focused scope of work
• Please note that this role may require you to work in rotational shiftsBBA,BCom

About Accenture

Accenture is a leading global professional services company that helps the world’s leading businesses, governments and other organizations build their digital core, optimize their operations, accelerate revenue growth and enhance citizen services—creating tangible value at speed and scale. We are a talent- and innovation-led company with approximately 791,000 people serving clients in more than 120 countries. Technology is at the core of change today, and we are one of the world’s leaders in helping drive that change, with strong ecosystem relationships. We combine our strength in technology and leadership in cloud, data and AI with unmatched industry experience, functional expertise and global delivery capability. Our broad range of services, solutions and assets across Strategy & Consulting, Technology, Operations, Industry X and Song, together with our culture of shared success and commitment to creating 360° value, enable us to help our clients reinvent and build trusted, lasting relationships. We measure our success by the 360° value we create for our clients, each other, our shareholders, partners and communities.

Visit us atwww.accenture.com

Equal Employment Opportunity Statement

We believe that no one should be discriminated against because of their differences. All employment decisions shall be made without regard to age, race, creed, color, religion, sex, national origin, ancestry, disability status, militaryveteran status, sexual orientation, gender identity or expression, genetic information, marital status, citizenship status or any other basis as protected by applicablelaw. Our rich diversity makes us more innovative, more competitive, and more creative, which helps us better serve our clients and our communities.