Job Description

At EMC, we’re all about working together to make an impact. As part of our team, you’ll have the opportunity to grow, contribute, and gain experience that matters. We strive to be caring leaders, close partners, and responsive experts—always supporting each other to do our best work. Join us, and let’s improve lives together.

**The candidate must live in the Denver, CO area with expectations to work on-site in the Denver office one day per week**

Essential Functions:

• Under general supervision, underwrites within a assigned underwriting authority and services existing bond accounts, including analysis of financial statements, work in progress reports, and overall credit worthiness.
• Gathers necessary information to make decisions on approving or declining a bond request.
• Maintains current account files and visits accounts as needed.
• Builds and maintains agency relationships.
• Meets with agents, contractors, clients, prospective and existing project owners and others.
• Educates agents on the bond philosophy and services EMC provides its customers.
• Markets services to agents.
• Identifies opportunities and potential barriers within agency relationships.
• Underwrites new account submissions within an assigned underwriting authority level.
• Analyzes and evaluates new submissions including financial statements, work in progress reports, and overall credit worthiness.
• Sets up new account files and performs account visits as warranted.
• Participates in industry functions, meetings and seminars.
• Keeps current on trade publications and business journals.

Education & Experience:

• Bachelor’s degree, preferably in accounting, finance, or business, or equivalent relevant experience
• One year of experience in bond underwriting or related experience

Knowledge, Skills & Abilities:

• Good bond underwriting knowledge
• Strong analytical, financial, and problem-solving skills
• Excellent multitasking and organization skills
• Strong keyboarding skills and computer knowledge including knowledge of Microsoft Office Suite
• Strong human relations skills, including written and verbal communication
• Ability to work effectively with others, as well as independently
• Occasional travel required; a valid driver’s license with an acceptable motor vehicle report per company standards required if driving

The hiring salary range for this position will vary based on geographic location, falling within either of the following:

$60,813 - $84,038 or $67,200 - $92,395

A hiring range represents a subset of the full salary range. The actual salary will depend on several factors, including relevant education, skills, and experience of an applicant, geographic location, and business needs.

For information relating to the benefits EMC Team Members receive as part of a comprehensive rewards package, please visit www.emcins.com/careers

Our employment practices are in accordance with the laws that prohibit discrimination due to race, color, creed, sex, sexual orientation, gender identity, genetic information, religion, age, national origin or ancestry, physical or mental disability, medical condition, veteran status, active military status, citizenship status, marital status or any other consideration made unlawful by federal, state, or local laws.

All of our locations are tobacco free including in company vehicles.