Job Description

Millions of people across Europe want better ways to build long-term wealth, but traditional investing often feels complex or out of reach. Mintos is solving that. We've built a platform that makes investing in income-generating assets simple, transparent, and accessible. And we're expanding fast.

As our Bond Investment Analyst, you'll evaluate and onboard bond issuers onto our marketplace and help us bring high-quality fixed income opportunities to millions of investors.

If this is the kind of problem you want to solve, let's talk.

What you'll do
As our Bond Investment Analyst, you'll solve one of the core challenges of running a bond marketplace: making sure every issuer and every issuance meets the bar before it reaches investors. Your focus will be issuer evaluation and relationship management, which means analyzing the financial health of potential and existing bond issuers, supporting the structuring of new bond opportunities, and preparing the materials that go to our Credit Committee. You'll work closely with Legal, Onboarding, and Product to move bond projects from first conversation to live on the marketplace.

This role is a key hire for scaling our bond-backed securities offering across Europe.

You will:

• Assess the financial standing, performance, and risk exposure of bond issuers on the Mintos marketplace

• Prepare and own the evaluation and structuring of new bond issuances, including preparing Credit Committee memos

• Build and maintain trusted relationships with bond issuers throughout the lifecycle of their projects

• Track capital markets and industry developments to spot trends, risks, and new opportunities

• Coordinate with Legal, Onboarding, and Product to keep bond projects moving and ensure smooth execution

• Help manage contractual processes and ensure timely registration of pledges where applicable

Your professional skills and background

Must-haves

• 4+ years of experience in credit risk analysis, corporate banking, investment management, or debt capital markets

• Solid understanding of fixed income products, bond structures, and credit risk fundamentals

• Some exposure to working with external counterparties - institutional clients, issuers, or financial partners

• Strong analytical skills and the ability to explain financial concepts clearly to different audiences

• Professional fluency in English

Nice-to-haves

• Experience with structured finance or capital markets transactions

What we offer

💸Competitive salary and stock options. Your experience and contribution matter, and we reflect that in fair compensation. You’ll also receive equity so you can share in the value you help create.

🤹Flexibility that fits real life. We understand how important it is to stay connected with colleagues while having the opportunities to work remotely. Come to the office to collaborate and be productive side by side, work from home when you need to, and spend up to three months each year working from another country.

🌴Generous vacation policy. Rest and recovery are essential. We don’t limit vacation to the minimum required by law. Take the time you need to recharge and come back refreshed.

🧠Learning and growth. An annual €1,200 learning budget to support your professional and personal growth. Whether you want to explore something new or deepen your expertise, we’ll support you along the way.

☕Very well equipped office. Comfortable environment matters. When in the office, enjoy the parking, showers, kitchen with snacks and drinks, massage chair, nap room and others.

Proud to be recognized for fairness
Mintos was recognized by Figure Baltic Advisory for fairness and equality in compensation and representation, achieving 3rd place in 2025.

International team of 170+ people from 17+ countries

Join a diverse team where different perspectives and experiences are valued. We work across Europe, share ideas openly, and collaborate to solve meaningful challenges together.

Mintos is an equal opportunity employer. We're committed to building a diverse team and creating an inclusive workplace for everyone. If you need accommodations during the interview process, contact us at people@mintos.com.