CredPal is a leading financial technology company that offers a comprehensive range of financial solutions, including credit cards and investment opportunities, to empower individuals. Our mission is to revolutionize access to credit and investment, enabling individuals to take charge of their financial well-being.

Job Title: Backend Developer

Department: Engineering

Job Type: Full Time

Level: Mid-Senior Level

Purpose Statement:

We are seeking a talented and passionate
Mid-Senior Backend Engineer
with strong
NestJS
experience and a solid understanding of
distributed, event-driven systems
to join our engineering team. Your role will be crucial in designing, building, and maintaining backend services that power core financial products. You’ll work in a
microservices architecture
, handling transactional data, background processing, and third-party integrations. This role suits an engineer who cares deeply about
correctness, reliability, and scale
.

Responsibilities

Backend & API Development

• 
  Build and maintain backend services using
  NestJS
  ,
  Node.js
  , and
  TypeScript
  .

• 
  Design and expose secure, well-structured
  REST APIs
  for web, mobile, and partner systems.

• 
  Implement core fintech features such as
  wallets, transactions, cards, lending, savings, and disbursements
  .

• 
  Integrate with external services including
  payment gateways, KYC providers, and banking APIs
  .

System Design & Architecture

• 
  Develop services within a
  microservices architecture
  .

• 
  Implement
  event-driven workflows
  using
  RabbitMQ
  .

• 
  Design systems with focus on
  idempotency
  ,
  fault tolerance
  , and
  data consistency
  .

• 
  Build and maintain background jobs and workers.

Data & Storage

• 
  Design and manage relational data using
  MySQL
  .

• 
  Use
  MongoDB
  for document-based and non-relational workloads.

• 
  Implement caching and fast data access using
  Redis
  .

• 
  Ensure accurate transaction records and reconciliation logic.

Infrastructure & Reliability

• 
  Containerize services using
  Docker
  and work closely with infrastructure teams on deployment.

• 
  Write unit and integration tests to ensure system reliability.

• 
  Participate in code reviews and architectural discussions.

• 
  Monitor and improve service performance and stability.

Collaboration & Ownership

• 
  Work closely with Product, Frontend, Mobile, and DevOps teams.

• 
  Take ownership of services from design through production.

• 
  Mentor junior engineers and uphold engineering best practices.

Requirements

• 
  Minimum 4 - 6years
  of professional backend engineering experience.

• 
  Strong production experience with
  NestJS
  .

• 
  Deep understanding of
  Node.js
  and
  TypeScript
  .

• 
  Experience working with
  MySQL
  and
  MongoDB
  .

• 
  Hands-on experience with
  RabbitMQ
  and asynchronous processing.

• 
  Experience using
  Redis
  for caching or distributed locks.

• 
  Experience containerizing applications using
  Docker
  .

• 
  Solid understanding of REST API design and backend security fundamentals.

• 
  Prior experience in
  fintech, payments, lending, wallets, or cards
  .

• 
  Experience building or maintaining
  ledger-based systems
  .

• 
  Familiarity with observability tools (logs, metrics, tracing).

• 
  Experience working in high-traffic or regulated environments.

• 
  Mentorship or technical leadership experience.

What Success Looks Like

• 
  You ship reliable backend services that handle real money safely.

• 
  You reduce incidents through better design and testing.

• 
  You improve scalability and performance of existing systems.

• 
  You help raise backend engineering standards at CredPal.

Benefits

• 
  Professional development opportunities.

• 
  A collaborative and inclusive work culture that fosters growth and innovation.

• 
  Opportunity to work with cutting-edge products and technologies.

• 
  Supportive and approachable management team dedicated to your success.