Job Description

Main Accountabilities

Risk Evaluation of the proposals

• Understand structure of the transaction and identify key risk and mitigants.
• Analyse group financial strength and weakness
• Having deep understanding of various industries
• Experience in managing various structure products like NCD, PTC, Promoter level funding, Sub Debt/PDI etc.
• Dealing with senior professional of large/Mid corporate client and maintain relationship

Portfolio Monitoring

• Identification of Early warning signals to earmark stress accounts and initiation of exit from stress accounts
• Proactive monitoring of portfolio for control over credit costs.
• Portfolio level reviews

Credit Program Development:

• Engage in the development, implementation, review, and monitoring of various credit programs to support business growth.
• Participate actively in adoption of digital processes and automation.

Compliance:

• Ensure strict compliance with all audit, regulatory, and company regulations, processes, policies, and reporting systems.
• To ensure that all the audit queries are resolved in time with proper justification.

Collaboration and Industry Analysis:

• Collaborate closely with Vertical risk leader to execute risk management strategies effectively.
• Focus primarily on execution rather than planning, ensuring timely implementation of risk mitigation measures.
• Conduct industry-level analysis to support decision-making and enhance risk management frameworks.