DBS Bank

AVP, Product Owner, Risk Management Group – Credit COO

DBS Bank  •  Singapore, SG (Onsite)  •  3 hours ago
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Job Description

Business Function

Risk Management Group (RMG) works closely with our business partners to manage the bank’s risk exposure by balancing its objective to maximise returns against an acceptable risk profile. We partner with origination teams to provide financing, investments and hedging opportunities to our customers. To manage risk effectively and run a successful business, we invest significantly in our people and infrastructure.

The Platform and Data Team of the Credit COO Office under RMG works to strengthen risk management through digitisation for effective policy implementation, proactive portfolio management, internal and regulatory reporting and reducing employee toil.

You will work closely with cross-functional teams including Business (Corporate and Retail), Technology, Design, Compliance and Operations to deliver improved risk management, drive business growth and exceptional user experiences.

Responsibilities

  • Understand business processes, policies, data and platforms in RMG Credit
  • Apply our 4D (Discover, Define, Design, Deliver) approach to identify and define product opportunities and implement them using Agile methodology
  • Work with cross-functional stakeholders, challenge status quo and break barriers
  • Develop user stories, acceptance criteria and prioritize features based on business value and user impact
  • Manage the entire product lifecycle from ideation through design, development, launch and user support
  • Establish a constructive feedback loop to continuously optimise and improve the product
  • Define and track KPIs to ensure business benefits are achieved
  • Empathise with our staff, evaluate change impact, resistance and risks; thereafter implementing suitable change management strategies to address them
  • Develop and maintain detailed project plans, track progress against milestones and proactively identify and mitigate risks to ensure timely delivery

Requirements

  • Purpose driven with strong passion to deliver tangible outcomes and impact
  • Desire to improve and transform the way we work
  • Ability to think strategically and handle end-to-end execution
  • Ability to think out-of-box, challenge status quo and problem-solve
  • Ability to gather, organize and analyse information with attention to detail
  • Strong verbal and written communication skills
  • Self-driven, team player, ability to multi-task and work in time-critical environment
  • University graduate or equivalent
  • > 3 years of experience in business transformation or “change the organisation” role(s)
  • Experience in finance and/or digital innovation projects is preferred
  • Knowledge of credit products, lending processes and regulatory requirements is a plus

Location:

DBS Asia Central

Job:

Digital

Schedule:

Regular

Employee Status:

Full time

DBS Bank

About DBS Bank

DBS is a leading financial services group in Asia with a presence in 19 markets. Headquartered and listed in Singapore, DBS is in the three key Asian axes of growth: Greater China, Southeast Asia and South Asia. The bank's "AA-" and "Aa1" credit ratings are among the highest in the world.

Recognised for its global leadership, DBS has been named “World’s Best Bank” by Global Finance, “World’s Best Bank” by Euromoney and “Global Bank of the Year” by The Banker. The bank is at the forefront of leveraging digital technology to shape the future of banking, having been named “World’s Best Digital Bank” by Euromoney and the world’s “Most Innovative in Digital Banking” by The Banker. In addition, DBS has been accorded the “Safest Bank in Asia“ award by Global Finance for 14 consecutive years from 2009 to 2022.

DBS provides a full range of services in consumer, SME and corporate banking. As a bank born and bred in Asia, DBS understands the intricacies of doing business in the region’s most dynamic markets. DBS is committed to building lasting relationships with customers, as it banks the Asian way. Through the DBS Foundation, the bank creates impact beyond banking by supporting social enterprises: businesses with a double bottom-line of profit and social and/or environmental impact. DBS Foundation also gives back to society in various ways, including equipping communities with future-ready skills and building food resilience.

With its extensive network of operations in Asia and emphasis on engaging and empowering its staff, DBS presents exciting career opportunities. For more information, please visit www.dbs.com

Industry
Finance & Insurance
Company Size
10,000+ employees
Headquarters
Singapore, SG
Year Founded
1968
Website
dbs.com
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