Major Deliverables:
1. Act as the functional and execution owner for BRE development, configuration and ongoing enhancement across credit products and channels.
2. Implement AI use cases across BRE development such as document review, coding and productivity enhancement.
3. Work with Credit, Risk, Compliance, IT, Data Science, Analytics, and external partners to build scalable automation solutions and integrate AI/ML models into credit workflows wherever relevant.
4. Oversee UAT, production releases, model/rule validation, change management, and issue resolution for BRE and digital credit systems.
5. Ensure auditability, explainability, exception governance, and regulatory compliance in all automated and AI-enabled credit processes.
6. Monitor rule performance, automation benefits, approval quality, and process outcomes to continuously improve decision accuracy, TAT, and control effectiveness.
7. Review portfolio trends, retrospective data, and policy outcomes to strengthen BRE logic, AI interventions, and risk controls.
8. Provide leadership and mentoring to team members on credit digitisation, BRE logic design, automation opportunities, and structured problem-solving.
Educational Qualification: CA/MBA or Equivalent
Tata Capital Limited is a subsidiary of Tata Sons Limited. The Company is registered with the Reserve Bank of India as a Core Investment Company and offers through itself and its subsidiaries fund and fee-based financial services to its customers, under the Tata Capital brand.
As a trusted and customer-centric, one-stop financial services provider, Tata Capital caters to the diverse needs of retail, corporate and institutional customers, across various areas of business namely the Commercial Finance, Infrastructure Finance, Cleantech Finance, Wealth Management, Consumer Loans and distribution and marketing of Tata Cards. Tata Capital has over 500+ branches spanning all critical markets in India.
