Job Description

Some careers open more doors than others.

If you’re looking for a career that will unlock new opportunities, join HSBC and experience the possibilities. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further.

Business Descriptor:

HSBC Corporate and Institutional Banking is a markets-led, financing-focused business that provides investment and financial solutions. Through our international network, we connect emerging and mature markets, covering key growth areas. We partner with our corporate, government and institutional clients to help them achieve consistent, long-term performance. Our products and services include advisory, financing, prime services, research and analysis, securities services, trading and sales and transaction banking.

We are currently seeking an experienced professional to join the Business Banking team as an Associate Relationship Manager

Principal Responsibilities:

The role holder will be expected to:

• Partner with the RM to manage an assigned portfolio, with primary accountability for credit execution, portfolio hygiene, and control discipline
• Drive timely completion of credit reviews/renewals, excess management, covenant monitoring, and ongoing credit conditions, ensuring high-quality submissions and adherence to policy and timelines.
• Maintain strong portfolio hygiene through proactive management of KYC/AML, periodic reviews, documentation, account maintenance, and exception closure.
• Monitor early warning indicators and portfolio trends, escalating risks and supporting remediation actions in coordination with the RM and Credit.
• Enable business growth by supporting the RM with pipeline management, client meeting preparation, proposals, and identification of cross-sell opportunities.
• Coordinate with internal teams (Credit, Operations, Compliance, Product, Service) to improve turnaround times and deliver a consistent client experience.
• Ensure accurate systems updates, record keeping, and MIS reporting.

Role Requirements / Education Qualifications / Certifications / Experience:

• Chartered Accountant (CA) preferred
• Strong capability in financial analysis, credit assessment, and risk awareness.
• Relevant experience in Business Banking/Commercial Banking in a credit, portfolio, or relationship support capacity preferred.
• Good working knowledge of Trade, Cash Management, and Treasury (advantage).
• Strong organisation skills, ownership mindset, and ability to work across teams to deliver outcomes

Pro-tip : Familiarity with AI-enabled tools is an advantage.

Additional Information

• Mandatory to successfully complete Anti-Money Laundering and Sanctions training and post-course assessment, as required.

HSBC is committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow within an inclusive and diverse environment.

Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.

Issued by The Hongkong and Shanghai Banking Corporation Limited, India