Job Description

Requisition ID: 262403

Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.

The Associate, Credit Documentation supports the centralized Credit Documentation Team within Commercial National Office by preparing, reviewing, and validating credit-related documentation including Credit Facility Agreements (CFAs), default letters, amending letters, and related documentation for all Canadian Commercial Banking teams in Mid-Market and Agriculture segments. This role ensures documentation is accurate, compliant, and aligned with internal policies and regulatory standards. The Associate, Credit Documentation contributes to operational efficiency, risk mitigation, and client service excellence.

Accountabilities:

Documentation Preparation & Review

• Draft and validate Credit Facility Agreements (CFAs), amending letters, default letters, and related documents.
• Ensure documentation aligns with credit approvals, legal standards, and internal policies.

Quality Assurance & Compliance

• Conduct thorough quality checks to ensure accuracy and completeness.
• Escalate discrepancies or non-standard terms to senior team members or Legal as appropriate.

Collaboration & Communication

• Liaise with Relationship Managers, Credit Adjudication, Legal, and Risk teams to clarify requirements and resolve issues.
• Provide timely updates on documentation status and outstanding items.

Process Improvement

• Identify opportunities to streamline documentation workflows and reduce turnaround times.
• Contribute to documentation standards, templates, and best practices.

Risk Awareness

• Understand and apply the Bank’s risk appetite and compliance frameworks in daily work.
• Maintain awareness of regulatory changes impacting credit documentation.
• Uses his/her in-depth knowledge about Canadian Commercial Banking and GRM; as well as applicable compliance and regulatory requirements, to ensure all documentation is prepared in accordance with internal policies, legal standards, and regulatory requirements.

Dimensions:

• Supports documentation for a broad portfolio of Commercial Banking clients in Mid-Market and Agriculture segments across Canada.
• Handles a high volume of credit documentation requests with strict turnaround expectations.
• Works within a centralized team of 12–15 members under the leadership of the Director, Credit Documentation.
• Contributes to quality assurance efforts and documentation accuracy metrics.
• Participates in team-wide initiatives related to documentation modernization and process optimization.
• Collaborates with internal stakeholders including Legal, Risk, Credit Adjudication, and Relationship Management.

Education:

• Bachelor’s Degree in Business Administration, Commerce, Finance, or related field.

Experience:

• 1-2 years of experience in commercial banking, legal documentation, or credit operations.
• Strong understanding of credit products, legal terminology, and regulatory requirements.
• Proficiency in Microsoft Office and document management systems.
• Excellent attention to detail and organizational skills.
• Strong communication and collaboration abilities.
• Knowledge of the Bank’s Credit and Client Systems including nCino, Salesforce, CIS, etc.
• Strong knowledge of compliance, audit, and risk management frameworks.
• Ability to demonstrate client-centric approach.

Working Conditions:

• Work in a standard office-based environment; non-standard hours are a common occurrence.
• Limited domestic travel may be required

French Language skill considered an asset

Location(s): Canada : Ontario : Toronto

Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets.

At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know. If you require technical assistance, please click here Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.