Job Description

Mandatory Reference Checking Scheme (“MRC”) for Hong Kong

The Mandatory Reference Checking Scheme is a framework to facilitate Authorized Institutions (“AIs”) to bilaterally obtain reference information during their recruitment process for certain positions, such that misconduct information in an individual’s previous employments can be provided to AIs to inform their employment decisions.

For information related to MRC Scheme, “Frequently Asked Questions for In Scope Individuals” is published by HKAB/Industry Guidelines ( https://www.hkab.org.hk/en/home) or further information will be available upon request, if it is applicable to the position(s) applied.

Country of Location:

China Hong Kong

Job Responsibilities:

• Work with marketing teams to solicit business from potential and existing clients for structured finance transactions and loan syndication businesses.

• Assess the credit worthiness of the prospective borrowers and obligors, research on industry risk, conduct due diligence, prepare underwriting risk analysis and perform credit analysis and other relevant analysis as assigned.

• Assist Team Head to (i) develop bankable financing, lending structure and terms negotiation; (ii) drive SF memo and credit approval process.

• Discuss with borrowers and guarantors to obtain relevant information for approval, mandate letters and other relevant materials.

• Assist in negotiating terms for transactions with clients and formulating business strategies backed by research on market appetite, competition and market depth for prospective borrowers.

• Assist Distribution Team to answer potential banks’ queries to facilitate their participation in our syndicated loans.

• Assist Distribution Team to arrange roadshows, factory visits, on site due diligence, signing ceremony and the relevant logistics.

• Adhere to prevailing risk and compliance requirements, bank policies and procedures, and applicable local and regional regulations, follows through initiatives with attention to detail to achieve set targets and standards.

• Assist Team Head in coaching and supervising junior team member(s) on SF deals for Vice President.

Requirements:

• Degree holder in Business Administration or related disciplines.
• Minimum 4 - 5 years of experience for AVP and 6 - 8 years for VP in corporate finance and loan syndication field gained from HK/PRC

• Formal credit analysis training will be an advantage.
• Understand market practice and mechanism of loan syndication and the world of structured finance (but not limit to deal structuring and distribution etc).

• Familiar with market guidance / practices and documentation of APLMA.

• Understand industry and market developments relating to structured finance and corporate banking.

• Possess the required qualifications and license under SFC for dealing in securities will be an advantage.

• Possess the qualification of Certified Credit Risk Management Professional (Commercial Lending) (CCRP(CL)) preferred.