Job Description

Mandatory Reference Checking Scheme (“MRC”) for Hong Kong

The Mandatory Reference Checking Scheme is a framework to facilitate Authorized Institutions (“AIs”) to bilaterally obtain reference information during their recruitment process for certain positions, such that misconduct information in an individual’s previous employments can be provided to AIs to inform their employment decisions.

For information related to MRC Scheme, “Frequently Asked Questions for In Scope Individuals” is published by HKAB/Industry Guidelines ( https://www.hkab.org.hk/en/home) or further information will be available upon request, if it is applicable to the position(s) applied.

Country of Location:

China Hong Kong

Job Responsibilities:

• Develop and maintain client relationships in accordance with the bank’s policies and procedures.
• Meet the bank’s objectives on CITICdiamond business targets & plans
• Acquire and grow high net worth customer base effectively through MGM and business networking and seek business referrals.
• Manage and monitor client accounts on an ongoing basis in order to understand changing investment needs and objectives and to coordinate portfolio solutions.
• Maintain a close working relationship with Products & Portfolio Specialist teams to ensure the continued viability of client objectives and to ensure coordination of a client’s overall strategies and needs.
• Actively participate in marketing and promotional activities for customer acquisition and relationship building including client seminars etc.
• Understand the level of risk associated with all products and services and ensure that all relevant information are disclosed to clients.
• Assist supervisor to implement and to execute strategic plans; and actively engage in business development activities.
• Ensure compliance with account opening requirements on CDD and KYC; and
• Review relevant MIS reports to identify suspicious transactions in a timely manner.
• Comply with anti-money laundering and counter terrorist financing controls in accordance with regulatory standards and CNCBI policies.
• Upgrade and convert selected existing customers into CITICdiamond customer by promoting Diamond proposition to customers.
• Establishes oneself as a trusted advisor by participating in customer’s decision-making process, as appropriate.

Requirements:

• Degree holder in Business Administration or related disciplines.
• Possess CFP / CFA / HKRFP qualification as well as IIQAS and other required qualifications under SFC for selling insurance and investment products.
• Minimum 3 years of relevant banking experiences in serving high net worth individual customers in retail bank or private bank.
• Familiar with wealth management knowledge including retail banking practices and products, sales and marketing, risk assessment and credit analysis.
• Strong interpersonal and communication skills.
• Good command of written and spoken English and Chinese (including Putonghua).

• Preferably possess/obtain Core or Professional level of qualification under the HKMA Enhanced Competency Framework (ECF) on Retail Wealth Management (RWM).

• Possess qualifications for relevant insurance and investment licenses registration.