Job Description

Key Responsibilities

Financial Performance & Business Goals

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  Deliver financial and non-financial performance targets in line with the company’s risk management and compliance policies.
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  Promote securitisation and structured finance business across marketing, origination, and distribution.
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  Manage closing processes and ongoing monitoring for assigned transactions.
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  Prepare term sheets, offer letters, and financing proposals.
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  Conduct documentation-related due diligence and provide reporting.
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  Review loan agreements, security documents, and coordinate with legal counsel.
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  Review due diligence reports and other third‑party assessments required for loan distribution.
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  Conduct research and prepare reports as required by management.
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  Perform additional tasks assigned by management.

Client Service Management

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  Coordinate with SPDA, branch teams, Head Office departments, and SMBC Group entities to deliver value-added services to clients.
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  Research market conditions, laws, and regulations related to the business, and share information with relevant stakeholders.
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  Support new projects, new product development, and process improvement initiatives.
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  Work collaboratively as “TEAM SMBC/SMFG” to deliver high levels of trust and service to clients and internal partners.
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  Collect data and information to support marketing efforts and transaction execution.

Risk Management

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  Analyse credit risks related to underlying assets and transaction structures and apply appropriate credit monitoring procedures.
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  Monitor portfolio performance and take necessary actions in response to potential deterioration.
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  Ensure compliance with risk management frameworks, policies, and procedures relevant to the business.

Compliance, Administration & Internal Processes

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  Investigate regulatory requirements and complete necessary reporting.
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  Understand and maintain internal compliance standards.
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  Adhere to regulatory, company, and branch-level policies and procedures.

Job Requirements

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  3–5 years of experience in structured finance or securitisation within a bank or financial institution, preferably in an origination role.
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  Tertiary qualification in a business-related field.
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  Strong knowledge of financial products and the ability to interpret financial statements.
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  Solid understanding of banking practices and the role of credit within a bank.
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  High numeracy skills and strong financial analysis capabilities, including financial modelling.
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  High attention to detail and accuracy.
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  Excellent written and verbal communication skills suitable for business reporting.
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  Strong time management and organisational skills.
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  Ability to influence stakeholders through persuasive written and verbal communication.
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  Ability to distill complex issues into clear, concise written reports.Ability to interpret and follow procedures.
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  Advanced proficiency in Microsoft Office, particularly Excel.