Job Description

Mandatory Reference Checking Scheme (“MRC”) for Hong Kong

The Mandatory Reference Checking Scheme is a framework to facilitate Authorized Institutions (“AIs”) to bilaterally obtain reference information during their recruitment process for certain positions, such that misconduct information in an individual’s previous employments can be provided to AIs to inform their employment decisions.

For information related to MRC Scheme, “Frequently Asked Questions for In Scope Individuals” is published by HKAB/Industry Guidelines ( https://www.hkab.org.hk/en/home) or further information will be available upon request, if it is applicable to the position(s) applied.

Country of Location:

China Hong Kong

Job Responsibilities:

• Support the Deal Execution Team to process structured finance and syndicated loans business including deal structuring, term sheet drafting and negotiation, liaison with different internal and external parties throughout the documentation process and etc.

• Support Deal Execution Team in preparing/reviewing necessary documents (term sheet, mandate letter, marketing documentation, legal documentation, etc) for facilitating proper execution of SF related transactions with accuracy and in a professional manner.

• For syndicated loan participation deals, support execution team to compile SF Memo for supporting Credit Proposals prepared by the relationship manager.

• Assist deal team to develop bankable financing and lending structure and get involved in the negotiation on terms with Borrower under supervision together with the Deal Coverage Team.

• Adhere to prevailing risk and compliance requirements, bank policies and procedures, and applicable local and regional regulations, follows through initiatives with attention to detail to achieve set targets and standards.

• Comply with anti-money laundering / counter terrorist financing requirement and sanction risks controls in accordance with regulatory standards and CNCBI policies.

Requirements:

1. Education Qualification

• Degree holder in Business Administration or related disciplines.

2. Working Experiences

• Minimum 2-3 years’ experience in corporate banking with exposure in the structured finance and loan syndication field gained from region of Asia Pacific.
• Formal credit analysis training will be an advantage.

3. Professional Qualification / HKMA Enhanced Competency Framework Qualification / Professional Examination / License

• Possess the required qualifications and license under SFC for dealing in securities will be an advantage.
• Possess the qualification of Associate Credit Risk Management Professional (ACRP) preferred

4. Business Knowledge

• Understand market practice and mechanism of loan syndication and the world of structured finance (but not limit to deal structuring and execution etc).
• Understand industry and market developments relating to corporate banking
• Understand the Bank’s policies, governance frameworks, procedures, practices, standards and applicable local and regional regulations to ensure quality, effective risk management and regulatory compliance.