Job Description

Prudential’s purpose is to be partners for every life and protectors for every future. Our purpose encourages everything we do by creating a culture in which diversity is celebrated and inclusion assured, for our people, customers, and partners. We provide a platform for our people to do their best work and make an impact to the business, and we support our people’s career ambitions. We pledge to make Prudential a place where you can Connect, Grow, and Succeed.

We are looking for an experienced Life Underwriter to join our team and play a key role in delivering high‑quality underwriting decisions that support sustainable business growth.

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• Conduct comprehensive underwriting risk assessments for New Business applications, covering medical, financial, residency, and occupational risks, in accordance with the Company’s underwriting philosophy, guidelines, and risk appetite, while meeting agreed turnaround time (TAT) standards.
• Provide professional underwriting advice and case consultation to distribution channels (Agency, Bancassurance, and Brokerage), balancing risk management discipline with commercial awareness to support sustainable business growth.
• Supporting the Team Manager in delivering high-quality underwriting service and maintaining effective, collaborative relationships with internal stakeholders and distribution partners.
• Participate in projects, initiatives, and ad-hoc assignments, including process reengineering, guideline reviews, or system enhancement, as required.

Job Requirements

• 3–5 years of solid experience in Life Insurance underwriting, with hands-on exposure to medical and financial underwriting for new business cases.
• Strong analytical and decision-making skills, with the ability to assess risk holistically and apply underwriting principles consistently.
• Good command of spoken and written English and Chinese, with the ability to communicate underwriting decisions clearly and professionally.
• Strong interpersonal and stakeholder management skills, able to work effectively with sales channels, operations, and internal partners.
• University degree holder preferred.
• Professional insurance qualifications such as FLMI, ACS, or equivalent will be an advantage.

Prudential is an equal opportunity employer. We provide equality of opportunity of benefits for all who apply and who perform work for our organisation irrespective of sex, race, age, ethnic origin, educational, social and cultural background, marital status, pregnancy and maternity, religion or belief, disability or part-time / fixed-term work, or any other status protected by applicable law. We encourage the same standards from our recruitment and third-party suppliers taking into account the context of grade, job and location. We also allow for reasonable adjustments to support people with individual physical or mental health requirements.