EXL

Assistant Manager - Credit Management

EXL  •  Republic of India (Onsite)  •  5 months ago
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Job Description

  • Conduct credit reviews for both new and existing client requests by assessing their creditworthiness across multiple parameters. This includes assigning internal customer risk ratings and performing a comprehensive analysis of the client’s business profile, industry outlook, management quality, and financial performance.
  • Evaluate financial statements such as Balance Sheet, Income Statement, and Cash Flow Statement, along with ratio analysis, to determine profitability, liquidity, and leverage. Based on this assessment, recommend appropriate credit limits.
  • Perform market research using third-party tools like D&B reports to assess overall business performance. Possess strong knowledge of financial statements across various industries, with the ability to identify trends, interpret ratios, and highlight key risks.
  • Collaborate effectively with clients, drive process improvements, and maintain the credit review portfolio. Proactively identify high-risk accounts and escalate issues as necessary.
  • Conduct credit reviews for both new and existing client requests by assessing their creditworthiness across multiple parameters. This includes assigning internal customer risk ratings and performing a comprehensive analysis of the client’s business profile, industry outlook, management quality, and financial performance.
  • Evaluate financial statements such as Balance Sheet, Income Statement, and Cash Flow Statement, along with ratio analysis, to determine profitability, liquidity, and leverage. Based on this assessment, recommend appropriate credit limits.
  • Perform market research using third-party tools like D&B reports to assess overall business performance. Possess strong knowledge of financial statements across various industries, with the ability to identify trends, interpret ratios, and highlight key risks.
  • Collaborate effectively with clients, drive process improvements, and maintain the credit review portfolio. Proactively identify high-risk accounts and escalate issues as necessary.

Credit Risk Analysis, Credit Reporting, Report Writing, Financial Analysis, D&B Report Analysis

EXL

About EXL

Choosing a digital partner is about more than capabilities — it’s about collaboration and character.

Unrealistic overhauls and off-the-shelf products ignore what matters most — your unique needs, culture, goals, and your legacy data and technology environments.

At EXL, our collaboration is built on ongoing listening and learning to adapt our methodologies. We’re your business evolution partner—tailoring solutions that make the most of data to make better business decisions and drive more intelligence into your increasingly digital operations.

Whether your goals are scaling the use of AI and digital, redesign operating models, or driving better and faster decisions, we’re here to partner with you to help you gain—and maintain—competitive advantage with efficient, sustainable models at scale.

Our expertise in transformation, data science, and change management helps make your business more efficient and effective, improve customer relationships and enhance revenue growth. Instead of focusing on multi-year, resource- and time-intensive platform designs or migrations, we look deeper at your entire value chain to integrate strategies with impact.

We use our specialization in analytics, digital interventions, and operations management—alongside deep industry expertise — to deliver solutions that help you outperform the competition.

At EXL, it’s all about outcomes—your outcomes—and delivering success on your terms. Share your goals with us and together, we’ll optimize how you leverage data to drive your business forward.

For more information, visit www.exlservice.com.

Industry
Consulting & Advisory
Company Size
10,000+ employees
Headquarters
New York, NY
Year Founded
Unknown
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