Bank of China (Hong Kong)

Assistant / Deputy / Credit Risk Manager

Bank of China (Hong Kong)  •  Hong Kong, HK (Onsite)  •  5 hours ago
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Job Description

Responsibility:

  • Responsible for in-depth data cleaning, feature engineering, and analysis of customer application data, behavioral data, and transaction data.
  • Design, develop, and optimize machine learning-based credit scoring models and customer behavior prediction models.
  • Develop data-driven credit risk strategies (e.g., underwriting, credit limit, and collections strategies) aligned with business objectives and risk appetite.
  • Prepare comprehensive model documentation, validation reports, technical presentations, and business requirement specifications to ensure compliance with regulatory requirements.

Requirements:

  • Bachelor’s degree or higher in Statistics, Computer Science, Information Systems, Applied Mathematics, or a related quantitative field.
  • Strong knowledge of Python and SAS, along with foundational and applied understanding of machine learning techniques including Random Forest and XGBoost.
  • Prior experience with Large Language Models (LLM) or generative AI applications is a plus.
  • Strong analytical skills, deep expertise in credit risk analysis, and the ability to exercise sound independent judgment.
  • Excellent written and spoken English and Chinese; Fluency in Mandarin is advantageous.
Bank of China (Hong Kong)

About Bank of China (Hong Kong)

Bank of China (Hong Kong) Limited (“BOCHK”) is a leading commercial banking group in Hong Kong with strong market positions in all major businesses. We have the most extensive local branch network and diverse service platforms in Hong Kong, including more than 190 branches, 280 automated banking centres, efficient e-channels of over 1,000 self-service machines, as well as Internet and Mobile Banking services. We offer a comprehensive range of financial, investment and wealth management services to personal, corporate and institutional customers. To implement the overseas development strategy of BOC Group, we strive to drive our regional development by expanding our business in the Southeast Asian region. Our branches and subsidiaries have been extended to Southeast Asian countries such as Thailand, Malaysia, Vietnam, the Philippines, Indonesia, Cambodia, Laos and Brunei, with the provision of professional and high-quality financial services to local customers. We will also expedite our development into a top-class, full- service and internationalised regional bank.

BOCHK is one of the three note-issuing banks and the sole clearing bank for Renminbi (“RMB”) business in Hong Kong. With our strong RMB franchise, we are the first choice of customers in this business.Through the deep collaboration with our parent bank, BOC, we provide a full range of high-quality crossborder services to multinationals, cross-border customers, mainland enterprises going global, central banks and super-sovereign organisations.

BOC Hong Kong (Holdings) Limited, BOCHK’s holding company, is one of the largest listed companies on the main board of the Stock Exchange of Hong Kong, with stock code “2388” and ADR OTC Symbol “BHKLY”.

Industry
Finance & Insurance
Company Size
1,001-5,000 employees
Headquarters
, HK
Year Founded
Unknown
Website
bochk.com
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