Support the management of the credit risk cycle, including acquisition, portfolio management, collection strategies, credit systems and MIS, for all unsecured and secured products offered by the Retail Banking Division.
Main Responsibilities:
• Formulate, review and on-going fine-tune credit policies and ensure that all policies comply with regulatory guidelines.
• Partner with Business & Operations to develop new products and programs by preparing credit analysis for the formulation of credit criteria, participating in the user requirement development & the production check and monitoring the performance of these products & programs to ascertain risk-reward balance.
• Provide support to Credit Risk Manager to keep track of portfolio quality and performance.
• Participate in credit initiation and credit management system projects.
• Prepare and analyze credit MIS timely and accurately for internal and external parties.
Incumbent Requirements:
• Bachelor degree holder, preferably with major in Statistics, Risk Management, Quantitative Analysis, Finance, Economics, Business Administration or related disciplines.
• Minimum 5 years of working experience in credit risk management of retail banking or related areas.
• Proficiency in SAS programming skills is a prerequisite.
• Knowledge of credit cycle management and regulatory requirements is preferred.
About Dah Sing Bank
Dah Sing Bank, Limited is a wholly-owned subsidiary of Dah Sing Banking Group (HKG:2356) which is listed on the Hong Kong Stock Exchange. Founded in Hong Kong over 70 years ago, Dah Sing Bank has been providing quality banking products and services to our customers with a vision to be “The Local Bank with a Personal Touch”. Over the years, the Bank has been rigorous in delivering on our brand promise to grow with our customers in Hong Kong, the Greater Bay Area and beyond – "Together We Progress and Prosper". Building on our experience and solid foundation in the industry, the Bank’s scope of professional services now spans retail banking, private banking, business and commercial banking. Meanwhile, the Bank is also making significant investments in our digital banking capabilities to stay abreast with smart banking developments in Hong Kong and to support financial inclusion at large.
In addition to its Hong Kong banking operations, Dah Sing Bank also has wholly-owned subsidiaries including Dah Sing Bank (China) Limited, Banco Comercial de Macau, and OK Finance Limited. It is also a strategic shareholder of Bank of Chongqing with a shareholding of about 15%. Dah Sing Bank and its subsidiaries now have around 70 branches operating in Hong Kong, Macau and Mainland China.
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本服務／產品並不是以歐盟的人士為目標。
