Job Description

The Asset Finance Collections Representative III is responsible for the overall effective management of delinquency levels of an assigned portfolio of accounts with 90 days or more in a non-accrual aging category.

Job Responsibilities

• Manage delinquency levels within the assigned portfolio through the use of outbound calls, letters and use of third-party providers.

• Assist customers with account reconciliations utilizing payment and billing histories.

• Access and analyze appropriate credit information (i.e. consumer and commercial credit bureau reports) when appropriate.

• Communicate effectively with customers and/or their representatives as well as internal business partners to effectively solve delinquency issues.

• Recommend paths to resolution to customers and internal stakeholders including negotiation of payment arrangements, recommendations for modification, default, acceleration, repossession or transfer to Late-Stage or the Financial Recovery Group.

• Process repossessions including the placement of accounts with third-party repossession providers.

• Obtain and evaluate collateral values to determine viability of repossessions ensuring there is sufficient upside in doing so.

• Work closely with Asset Management for the placement of collateral and determination of collateral calls.

• Skip trace and customer research are also essential elements of the collection cycle for this role.

• Perform other duties and projects as assigned.

Required Qualifications:

• Four-year college degree in finance, accounting, and/or economics or equivalent work experience

• 5+ years of commercial collections experience or loss mitigation.

• Strong written and verbal communication skills with attention to detail.

• Strong analytical and problem-solving skills.

• Ability to multitask in a deadline driven fast paced environment.

• Ability to make sound responsible decisions in a timely manner.

• Thorough knowledge of various software programs including Word and Excel, and the ability to quickly learn additional systems/software.

Preferred Qualifications:

• Leasing or financial services experience.

• Direct commercial collections experience.

• Process improvement experience.

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Exempt Status: (Yes= not eligible for overtime pay) ( No= eligible for overtime pay)

Yes

Workplace Type:

Office

Our Approach to Office Workplace Type

Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses. Applicants must be currently authorized to work in the United States on a full-time basis.

Huntington is an Equal Opportunity Employer.

Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.

Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.