Job Description
Asset-Backed Finance Lead Banker
The Asset-Backed Finance Lead Banker will play a key role in the origination, structuring, underwriting, and execution of structured finance transactions. This role supports structured financing solutions to financial sponsors, corporates, private equity funds, and specialty finance companies across a range of asset classes. The successful candidate will collaborate with internal stakeholders and external clients to structure bespoke, risk-adjusted financing solutions tailored to specific asset and borrower profiles.
Key Responsibilities and Duties
- Support and lead the structuring, execution and ongoing monitoring of structured finance transactions, including bilateral and syndicated financings.
- Analyze asset pools and develop cash flow models to support transaction structures and underwriting decisions.
- Coordinate the preparation of credit memos, due diligence reports, and term sheets for internal and external use.
- Coordinate with legal, credit and operations teams through deal execution and closing.
- Assess the creditworthiness of counterparties, underlying asset performance, and structural features of proposed deals.
- Monitoring performance and support risk management and regulatory reporting requirements.
- Assist senior bankers with business development activities, including pitchbooks, client presentations, and proposal development. Engage with clients, sponsors, advisors, and rating agencies to facilitate transactions and support relationship building.
- Maintain a working knowledge of structured product types and market dynamics; contributing to innovation in deal structuring and product evolution to meet evolving client and market needs.
- Guides associates and analysts, providing clear direction and feedback; delegates effectively while maintaining quality control over deliverables; mentor to junior bankers.
Minimum Qualifications
- 5+ years of experience at a financial institution in loan underwriting or portfolio management, preferably within Asset Backed Finance, or other Structured Finance sectors
- Demonstrated expertise in structured credit underwriting and execution of new business transactions
- Proven ability to prioritize work effectively, drive execution of junior level deliverables, meet deadlines, and achieve goals in a fast-paced, dynamic environment
- Excellent verbal, written, and interpersonal communication skills, including the ability to clearly explain complex concepts
- Ability and willingness to travel up to 15% of the time
Role Specific Work Experience
- 5+ Years Required; 7+ Years Preferred
Educational Requirements
- University (Degree) Preferred
Physical Requirements
- Physical Requirements: Sedentary Work
Career Level
8IC
Qualifications
- Collaborate with deal team members to assist in structuring, underwriting, documenting, and closing loans.
- Spread, review, and prepare written analyses of financial statements for borrowers, managers, and guarantors. Develop cash flow and break-even models; evaluate underlying collateral values; review personal and business credit reports; and assess other relevant factors to support timely and accurate credit decisions.
- Review and interpret credit agreements and other legal documents.
- Leverage third-party data sources and underwriting tools to efficiently evaluate and underwrite loan requests.
- Serve as a primary point of contact for clients and internal partners by providing loan status updates, asking follow-up diligence questions, and requesting required documentation to complete underwriting.
- Assists Senior Bankers in developing and maintaining prospect and customer databases to generate direct and indirect leads.
- Review the authenticity of documents and perform KYC checks and due diligence on all loan parties prior to approval. Stay informed on industry trends, market conditions, and regulatory changes impacting Asset Backed Finance transactions.
Posting End Date: 5/30/26
