11440
Achieve assigned recovery budgets by timely and effectively complying process guidelines.
1. Maximize recovery from assigned written off portfolio through closures, settlement and disposal of collateral.
2. Ensure timely initiation and execution of legal tool such as
a) Warrants execution under Section -138/ Section -25,
b) Timely execution Sarfaesi, Resolution of Fraud transaction by filing FIRs, Attachment of collateral/other properties through Sarfaesi & Arbitration and attachment of bank accounts through Arbitration and other available tools.
3. Ensure coordination with Legal team/Lawyers for timely filing of Sec 14 and obtaining DM orders & Enforcement of agents for timely and smooth possessions.
4. Ensure support and facilitate disposal of properties in coordination with Disposal team.
5. Ensure timely allocation of portfolio needs to be done on across team basis demography and volume.
6. Ensure trail/feedback should be manage in M collect and delinquency file.
7. Take adequate steps to ensure collection of receipts (digital modes) and deposition of customer’s payment in respective accounts within timeline.
8. Timely liquidation of possessed properties; building investors network and utilization of digital platform for smooth and profitable disposal transactions.
9. Collaborate with business functionaries for obtaining support in resolving written off accounts.
10. Building team; Employees & Vendors to intensify focus in extracting maximum resolution.
11. Ensure that all the in-house officers / agencies in the location perform as per defined SLA while reducing costs incurred through vendors
12. Utilization of available Data analytics to formulate strategy on treatment of assigned portfolio.
Qualification - Graduate
Tata Capital Limited is a subsidiary of Tata Sons Limited. The Company is registered with the Reserve Bank of India as a Core Investment Company and offers through itself and its subsidiaries fund and fee-based financial services to its customers, under the Tata Capital brand.
As a trusted and customer-centric, one-stop financial services provider, Tata Capital caters to the diverse needs of retail, corporate and institutional customers, across various areas of business namely the Commercial Finance, Infrastructure Finance, Cleantech Finance, Wealth Management, Consumer Loans and distribution and marketing of Tata Cards. Tata Capital has over 500+ branches spanning all critical markets in India.
