Job Description

Be #InGoodHands with Metrobank!

Here at Metrobank, we don't simply hire employees—we hone future leaders. We provide opportunities that enhance your skills and unlock your talents, helping you evolve into a well-rounded individual. We supply you with all the pieces you need to do your best work, unleashing your full potential to help you secure your future and lead a fulfilling career. And with Metrobank's strong heart for the community, you have the chance to give back and make worthwhile contributions to our nation's economic and social development. With Metrobank, a meaningful life is within your reach!

Position Title: Appraisal Officer

Job Summary:

• Renders expert opinion on properly values and assists the Department Head of CRIAD Consumer in supervising team of CI/Appraisers.
• Ensures efficient monitoring of the appraisal process to ensure compliance with the prescribed TAT
• Maintains good quality of review and manages the appraisal requirements of Wholesale and Retail Divisions of Consumer Lending Group.

Role Exposure:

• Assists the Department Head in the supervision of CRIAD Consumer.
• Review, validates and approves various consumer appraisal reports.
• Validates appraisal reports in the ILAPS
• Ensure an acceptable quality of work and reports are submitted within TAT
• Assists the Department Head in the supervision of the Credit Investigation and

Appraisal Department- Consumer

• Reviews, validates and approves the following reports within his authority:
• Internal Appraisal Reports
• Project Accreditation Reports
• BOM Validation Report
• Other reports generated by the unit.
• Ensures quality output / production reports from the CI/Appraisers.
• Perform the following task in ILAPS:
• Assigning/Re-Assigning of accounts to CI-Appraisers for appraisal and field C.I

Activities

• Assist in policy making on matters affecting collaterals, property valuation, and

collateral risks.

• Assist the Department Head in overseeing the function of the unit and monitor

implementation of pertinent Credit Policies and Procedures.

• Conducts ocular inspection and verification of collateral / property appraised when

necessary.

• Conducts regular meeting with subordinates to ensure efficient servicing to our

clients.

• Conducts training of new appraisers, ODP candidates and OJT.
• Ensure timely submission of residential property appraised to BSP.
• Monitors and request supplies & equipment used and needed by the Department.
• Administration of the Credit Appraisal System (CAS) and maintenance of appraisal,

credit records, and information data in the system.

• Performs other related functions that may be assigned from time to time.

Qualifications:

• Bachelor’s degree in Real Estate Management, Engineering, or any Business- related course
• Must be a Licensed Real Estate Appraiser
• With at least 3 years of experience in Credit Investigation and Appraisal
• Extensive experience of credit investigation and appraisal in the banking industry
• Strong analytical, decision-making and stakeholder management skills
• Highly organized with the ability to manage multiple tasks and ensure timely delivery of operations within prescribed turnaround times
• ·Willing to conduct fieldwork

Other Details:

Rank: Junior Officer

Unit: Office of the President / Credit Group / Credit Investigation & Appraisal

Location: Metrobank Cebu Fuente