Job Description

Annuities Proposition Manager

London – Hybrid Working

Contract:Permanent

Hours:Full time 35 hours

We're looking for an exceptional Annuities Proposition Manager to join our Retail team in a brand-new role that offers the opportunity to make a lasting impact. This is an exciting chance to take ownership of our annuity proposition roadmap, act as the business's senior annuity subject matter expert, and play a pivotal role in delivering our ambitious growth plans.

Working at the heart of the business, you'll lead the development and optimisation of our annuity propositions, ensuring they remain commercially competitive, deliver outstanding customer outcomes, and meet evolving regulatory requirements.

About Just

We help people achieve a better later life. That’s our purpose and it’s the reason we exist. We are a fast-growing company helping customers enjoy the retirement they deserve. We do this through a variety of market leading, award-winning products and services, delivered by a diverse team of over 1,400 purpose-led colleagues who genuinely put the customer at the heart of everything we do.

This is a brilliant time to join our business. We are on an exciting growth journey to become the UK’s most loved retirement expert.

Key Responsibilities:

• Leading the development and continuous improvement of our annuity propositions, including the preparation and presentation of robust business cases.

• Owning the annuity proposition roadmap and defining proposition changes, integrations and operational readiness requirements.

• Driving cross-functional delivery across actuarial, pricing, operations, change and wider business teams.

• Working closely with pricing and actuarial colleagues to ensure product features align with funding strategies, risk appetite and capital considerations.

• Acting as the senior annuity proposition SME, providing expert guidance across pricing, underwriting and distribution.

• Partnering with Technical and Governance teams to ensure propositions operate within established governance, approval and value assessment frameworks, while maintaining compliance with Consumer Duty, PROD and FCA requirements.

• Using MI, customer insight and market intelligence to identify opportunities, improve proposition performance and enhance customer outcomes.

• Influencing senior stakeholders and representing the annuity proposition both internally and externally.

• Building and maintaining strong relationships with key internal stakeholders and external partners

• Lead the development and ongoing enhancement of annuity propositions, including the preparation and delivery of supporting business cases.

• Lead definition of proposition changes, including integrations and operational readiness

Skills and Experience:

• A strong understanding of the UK annuities market, including key market dynamics, providers, distribution channels and intermediary networks.

• Excellent commercial and analytical capability, with the ability to assess opportunities, manage trade-offs and think strategically to support business growth.

• Proven experience influencing and building credibility with senior stakeholders, using insight and expertise to drive decision-making.

• Excellent communication and leadership capability, with the ability to engage, inspire and align diverse audiences around a shared vision.

• Knowledge of annuity pricing dynamics, longevity risk and capital considerations, and how these factors influence proposition design and performance.

• Strong cross-functional leadership without direct authority

• confidence and credibility to challenge constructively, influence effectively and navigate complex stakeholder environments

• Ability to communicate complex information in a clear, structured and compelling way, particularly when presenting to executive and senior leadership audiences

Our behaviours

At Just you’ll have the opportunity to develop your career, whilst making a difference to the lives of those around you. You’ll be part of a company with a strong and distinctive culture - we’re ambitious, curious and collaborative – and every decision we make centres around being Just and delivering the best outcomes for our customers.

What’s in it for you

• A competitive salary, pension scheme and life assurance

• 25 days annual leave plus an additional day on us for your birthday

• Private medical cover and income protection, just in case

• A generous and highly achievable bonus scheme

• Opportunities to progress your career in-role and within the company

• Free access to the Headspace app, 24/7 employee assistance helpline and trained physical and mental health first aiders

• A variety of employee funded benefits available via our online benefits portal

• Plus, several additional purchase options available for you and your loved ones

Explore our full range of benefitson our dedicated benefits page.

Belonging at Just

Valuing diversity of thought and fostering a sense of belonging is critical to our business success, driving innovation and balanced decision making. Our work on DEIB (Diversity, Equity, Inclusion and Belonging) aims to deliver a brilliant employee experience underpinned by a sense of belonging, where our people feel proud to work at Just.

We remain committed to our publicly disclosed HM Treasury Women in Finance Charter and Race at Work Charter targets and support a wide range of employee network and events, championing issues including intergenerational working, social mobility and neurodiversity.

Application details

Please submit your CV using the 'apply now’ button. Shortlisted candidates will be contacted regarding next steps which may include an initial phone interview and in-person assessment.

Be Bold. Be Brilliant. Be Just