Job Description

The position will contribute to the development of scalable pricing frameworks and assumption methodologies that support long-term growth and profitability. The incumbent will be responsible for enhancing rate setting and reinsurance pricing, particularly for flow annuity products, while helping shape pricing execution across the organization. The role offers strong visibility and the opportunity to influence key actuarial decisions in a dynamic, growth-oriented environment.

ESSENTIAL FUNCTIONS:
• Perform and communicate complex actuarial analyses related to annuity pricing and modeling.
• Lead rate setting and pricing for flow annuity products, ensuring competitiveness and profitability.
• Support initial assessment of M&A and strategic growth initiatives.
• Prepare and present actuarial exhibits and summaries to senior leadership, consultants, reinsurers, and regulators.
• Ensure documentation and execution of actuarial analyses align with the SOA Code of Professional Conduct and Actuarial Standards of Practice.
• Provide mentorship and technical guidance to junior actuarial staff.

REQUIRED QUALIFICATIONS:
• Bachelor's degree.
• Six to eight years of experience.
• Supervisory/management experience not applicable.
• Additional Qualifications:
◦ Bachelor’s degree in mathematics, statistics, economics, or a related field with a strong quantitative foundation.
◦ Fellowship/Associateship designation (FSA/ASA or equivalent)
◦ Demonstrated proficiency in applying actuarial principles and standards.
◦ 5-10 years’ experience in an actuarial (or related) role

PREFERRED QUALIFICATIONS:
• Strong experience in rate setting and reinsurance pricing for annuity products.
• Experience with retail annuity and PRT products in US, UK and APAC regions is considered an asset.
• A professional, positive attitude and capable of contributing to a dynamic and team-oriented culture.
• High level of proficiency in PowerPoint and Excel and outstanding financial modeling skills.
• Judgement, critical thinking and strong quantitative and analytical skills combined with attention to detail and thoroughness, with the ability to assess complex situations and make effective recommendations.
• Ability to adapt to new challenges in a dynamic and fast-paced environment.
• Self-motivated and proactive with the ability to operate independently and willingness to own and improve processes.
• Strong interpersonal, written and verbal communication skills with a proven track record of working with individuals across various levels and backgrounds.
• Organizational skills to effectively manage priorities, multi-task where necessary, work well under pressure and meet timelines and the ability to deal professionally with internal and external stakeholders.
• Interest in continuous improvement of processes and outputs.
• Demonstrates a commitment to shared success above personal accomplishment or recognition.
• High degree of professional ethics and integrity.

JOB FAMILY:
Pricing Specialist (P5)

Additional Information
Job titles may span multiple career levels. Base pay is determined by a variety of factors, including training, transferable skills, relevant experience, business needs, and market conditions. Compensation is subject to change and may be modified in the future.
This job posting outlines the general nature and level of work for this role and is not intended to be a comprehensive list of duties, responsibilities, or qualifications. We are committed to building a diverse and inclusive workplace, and we encourage candidates to apply even if their experience does not perfectly align with every qualification- you may be a strong fit for this role or other opportunities at American National.

American National offers a comprehensive benefits package supporting employees’ health, financial security, and well being, including multiple medical plan options, dental and vision coverage, basic life insurance, and health savings accounts. Employees are automatically enrolled in a company funded 401(k) plan, receive paid time off and holidays, and work in an inclusive, people first culture that values flexibility, work life balance, professional growth, and a casual dress environment.
American National is a financially strong and stable insurance organization with a legacy of trust and impact dating back to 1905. We’re committed to supporting our employees as they build meaningful careers while helping protect what matters most to our customers and communities. Guided by our core values- Financial Strength, Integrity, Respect, Service, and Teamwork (FIRST)- we foster a collaborative, people centered workplace where individuals are encouraged to grow, contribute, and make a difference today and for the future. Learn more about our company, by following us on social media: LinkedIn, Facebook, Instagram.
Hiring Practices
American National’s recruitment policies help us place individuals in a timely and efficient manner, and only the most qualified candidates will be contacted by our recruiting team. Candidates may check the status of their application by logging into their account.
While candidates may choose to use artificial intelligence (AI) tools for personal interview preparation, the use of AI or automated tools is not permitted during any live or recorded interview, assessment, or at any stage of the application process where original candidate responses are required. Candidates are expected to represent their own qualifications, skills, and experiences throughout the hiring process. American National does not accept unsolicited resumes or candidate submissions from third party recruitment agencies without a valid, signed agreement in place, and no fees will be paid for unauthorized submissions. Additionally, American National’s ability to sponsor employment based immigration authorization is limited and available only for certain positions based on business needs and role requirements.

American National is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, disability, age, sexual orientation, gender identity, national origin, veteran status, genetic information or any other legally protected categories. American National is committed to providing access, equal opportunity and reasonable accommodation for individuals with disabilities in employment, its services, programs, and activities.