Job Description

Analytics Specialist (Lending – Core Products)

At Credit Corp, we're committed to using data, technology and analytical thinking to create smarter customer outcomes. As an Analytics Specialist within our Lending team, you'll play a key role in shaping credit decisioning, improving loan performance and developing strategies that support sustainable business growth.

This is an opportunity for an analytically curious professional who enjoys solving complex problems, influencing commercial decisions and seeing their insights translated into real-world outcomes. You'll work closely with lending, marketing, operations, product and technology teams to optimise credit performance across our core lending products.

What You'll Be Doing

In this role, you'll combine advanced analytics, commercial thinking and stakeholder collaboration to drive lending performance.

Key responsibilities include:

• Developing, monitoring and refining lending scorecards and credit decisioning strategies.
• Analysing approval rates, loan performance, arrears and loss trends to identify opportunities for improvement.
• Building recommendations that balance customer growth objectives with responsible risk management.
• Supporting the development and launch of new lending products through analytical modelling, testing and performance review.
• Leveraging traditional and alternative data sources to improve predictive capability and lending outcomes.
• Partnering with Marketing to optimise acquisition performance and cost per funded loan.
• Supporting Operations through process improvement initiatives and data-driven decision making.
• Delivering regular performance reporting and insights to key business stakeholders.
• Contributing to analytical projects focused on innovation, continuous improvement and deeper understanding of customer behaviour.

What Success Looks Like

You'll be successful when you're able to:

• Translate complex data into practical business recommendations.
• Improve lending approval processes while maintaining targeted loss rates.
• Deliver meaningful insights that influence product, operational and marketing decisions.
• Drive measurable improvements across lending performance metrics.
• Build trusted relationships with stakeholders across the business.

About You

We're open to candidates from a variety of analytical backgrounds. You may currently be working in lending, banking, financial services, consulting or another commercially focused analytics environment.

You'll ideally bring:

• Tertiary qualifications in Actuarial Studies, with progress towards or attainment of FIAA highly regarded.
• Experience in analytics, data science, credit risk or commercial analysis.
• Strong analytical and problem-solving capability.
• Experience using SQL, Python, SAS, R or similar analytical tools.
• The ability to interpret complex data and communicate recommendations clearly.
• Strong stakeholder engagement skills and a collaborative approach.
• A natural curiosity and desire to understand the drivers behind business performance.
• Experience gained within general insurance, life insurance, banking, financial services or consulting environments will be highly regarded.

What We Can Offer You

We offer a range of benefits designed to support your career, wellbeing and life outside of work, including:

• Support and development for employees progressing towards Fellow of the Institute of Actuaries of Australia (FIAA) accreditation.
• Flexible hybrid working arrangements and a Dress for Your Day culture
• Performance-based bonus and incentive opportunities
• Structured training, nationally recognised qualifications and genuine career progression opportunities
• Employee Assistance Program (EAP), discounted health insurance and wellbeing benefits
• Paid volunteering leave, additional leave purchase options and other lifestyle benefits
• Complimentary breakfast, fresh fruit and employee discounts

About Us

Credit Corp is Australia's largest provider of sustainable financial services to consumers outside the traditional banking sector. With more than 2,200 employees across Australia, New Zealand, the United States and the Philippines, we help customers navigate financial challenges through responsible debt purchasing, collections and consumer lending solutions. Our focus is on creating better outcomes for customers while providing rewarding career opportunities for our people.

At Credit Corp, we are committed to building a diverse, inclusive and supportive workplace where everyone feels valued and has the opportunity to succeed. We welcome applications from people of all backgrounds, cultures and experiences, including Aboriginal and Torres Strait Islander peoples, members of the LGBTQIA+ community, people of all ages and people living with disability.

Apply now and help us build smarter, data-driven lending solutions.