Design, build, and maintain the canonical FinOps data models (unit economics, cost structure, margins, and pricing) that do not exist today, so the business has consistent, reliable financial metrics to decide from.
Establish and document the single source of truth for the business's financial metrics, aligning definitions across teams so everyone reports from the same numbers.
Build and maintain data pipelines that integrate the relevant sources (ledger, payments/collections, billing, credit-origination platforms, cloud), so the financial models are fed complete and up-to-date data.
Implement data-quality tests and validations at the transaction level before models feed decisions, keeping the numbers behind business decisions trustworthy.
Automate the reporting, reconciliations, and FinOps processes that are manual today and own the operational cadence (periodic closes and recurring deliverables), reducing manual work and freeing the team for higher-value analysis.
Build, maintain, and evolve the metrics dashboards for stakeholders and handle ad-hoc data and financial-analysis requests from the areas that depend on FinOps.
Establish the business baseline and its ETA, define and monitor the key financial KPIs, and provide data support to forecasting, budgeting, and projection exercises.
Education: Bachelor's degree in engineering, computer science, information systems, data, finance/accounting, or a related field, or equivalent practical experience.
Language and level of proficiency: advanced English.
Software and technical skills: advanced SQL and Python; analytical databases / data warehouses (Snowflake, Databricks, or BigQuery); ELT/ETL pipelines, incremental models, and historical loads.
Specialized knowledge: accounting/finance fundamentals (double-entry, clearing, reconciliation, accruals) and BI dashboard design and maintenance.
Experience: <=3 years in data / analytics engineering, ideally working with financial data.
PayJoy is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through PayJoy’s point-of-sale financing and credit cards, customers gain access to a modern quality of life. PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and provide safety acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 17 million customers as of 2025 while achieving solid profitability for sustainable growth.
