Job Description

Job Purpose and Impact

The Credit Analyst II will perform moderately complex credit activities. In this role, you will handle accounts and maintain data, counterparty portfolio relations and credit reporting. You will help develop, recommend and implement the controls and cost effective approaches to minimize the organization's risks.

Key Accountabilities

• Using advanced knowledge, collect and maintain customer accounts; track account status, report on outstanding balances and prioritize collection activity.
• Identify and analyze potential sources of loss to minimize risk and estimate the potential financial consequences of a loss.
• Research credit history (i.e., collect personal or business data for analysis, run credit reports, etc.).
• Follow up overdue accounts; initiate demand letters, phone calls to delinquent accounts and external debt collection, etc.
• Assist in the preparation and distribution of defined reports showing account performance.
• Independently solve moderately complex issues with minimal supervision, while escalating more complex issues to appropriate staff.
• Other duties as assigned

Qualifications

Minimum Qualifications

• Bachelor's degree in a related field or equivalent experience
• Minimum requirement of 2 years of relevant work experience. Typically reflects 3 years or more of relevant experience.