EXL

Analyst - Fraud Strategy

EXL  •  $100k/yr  •  Jersey City, NJ (Hybrid)  •  5 days ago
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Job Description

Job Location: Jersey City, NJ

Work Mode: Hybrid (Minimum 3 days/week in office)

Salary Range: $100K - $135K/Year Base plus Annual Bonus

The posted range is the hiring range for this role — a subset of the broader range available to employees over time — and reflects base salary across our national hiring scale. Final offers are based on several factors, including the candidate's skills and experience, internal pay equity, work location, market conditions for the role, and the specific scope and responsibilities of the position. The top of the range is reserved for candidates who notably exceed the requirements; the lower end applies to those with less experience or fewer preferred qualifications. For positions based in higher-cost zones (e.g., California, New York, New Jersey), actual compensation may exceed the posted range; your recruiter will share specifics during the process

For more information on benefits and what we offer please visit us at https://www.exlservice.com/us-careers-and-benefits

We are looking for 3+ years experienced Debit Card Fraud Strategy professionals. The role involves end-to-end ownership of fraud monitoring, strategy development, performance management and loss optimization across debit card transactions, with a strong focus on real-time decisioning and post-authorization fraud controls.
Required Domain Experience

  • 3+ years of hands-on experience in Debit Card Fraud Strategy or Fraud Analytics
  • Strong understanding of US retail banking fraud landscape
  • Experience with authorization and post-authorization fraud strategies

Fraud Strategy & Risk Management

  • Design, optimize, and monitor debit card fraud strategies across:
    • Card-present (CP) and card-not-present (CNP) transactions
    • ATM fraud, POS fraud, e-commerce fraud, and account takeover-linked debit activity
  • Develop and fine-tune rules-based and score-based strategies to balance fraud losses, false positives, and customer experience
  • Drive fraud loss reduction initiatives while maintaining approval and customer satisfaction KPIs
  • ⁠Perform root-cause analysis on fraud spikes, emerging attack patterns, and vendor performance issues
  • Identify emerging fraud trends such as BIN attacks, merchant breaches, synthetic identity-linked debit misuse, etc.

Technical & Analytical Skills

  • Strong proficiency in MS Excel
  • Strong proficiency in SQL for large-scale data extraction
  • Hands-on experience with Python for analytics
EXL

About EXL

Choosing a digital partner is about more than capabilities — it’s about collaboration and character.

Unrealistic overhauls and off-the-shelf products ignore what matters most — your unique needs, culture, goals, and your legacy data and technology environments.

At EXL, our collaboration is built on ongoing listening and learning to adapt our methodologies. We’re your business evolution partner—tailoring solutions that make the most of data to make better business decisions and drive more intelligence into your increasingly digital operations.

Whether your goals are scaling the use of AI and digital, redesign operating models, or driving better and faster decisions, we’re here to partner with you to help you gain—and maintain—competitive advantage with efficient, sustainable models at scale.

Our expertise in transformation, data science, and change management helps make your business more efficient and effective, improve customer relationships and enhance revenue growth. Instead of focusing on multi-year, resource- and time-intensive platform designs or migrations, we look deeper at your entire value chain to integrate strategies with impact.

We use our specialization in analytics, digital interventions, and operations management—alongside deep industry expertise — to deliver solutions that help you outperform the competition.

At EXL, it’s all about outcomes—your outcomes—and delivering success on your terms. Share your goals with us and together, we’ll optimize how you leverage data to drive your business forward.

For more information, visit www.exlservice.com.

Industry
Consulting & Advisory
Company Size
10,000+ employees
Headquarters
New York, NY
Year Founded
Unknown
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