Job Description

Main Purpose:

To ensure customers are assessed for credit risk to determine credit eligibility, define appropriate exposure limits, and safeguard revenue while enabling timely and compliant service provisioning.

MTN Uganda Limited is an equal opportunity employer and is seeking to recruit a competent individual to fill the following position.

Job Title: Analyst – Credit Vetting (Contract)

Reports to: Manager – Credit Vetting

No. of Vacancies: 1

Main Job Functions

• Review and assess customers’ requests for creditworthiness
• Analyze financial documents, payment history, and risk indicators
• Ensure all decisions align with internal risk policies and regulatory requirements
• Conduct detailed credit evaluations for Enterprise customers.
• Perform periodic credit reviews and reassess exposure limits.
• Process credit applications within defined SLAs to support timely customer onboarding.
• Approve, decline, or escalate requests based on risk thresholds and delegated authority.
• Monitor customer exposure against approved limits and trigger actions where thresholds are exceeded.
• Provide insights into high-risk accounts and recommend mitigation actions (e.g., deposits, suspensions).
• Enable seamless onboarding by ensuring fast, accurate credit decisions
• Provide pre-sales credit advisory for high-value enterprise deals
• Provide clear communication on credit decisions, rationale, and required mitigations.
• Handle escalations professionally and provide risk-based recommendations.
• Maintain proper documentation and audit trails for all credit decisions.
• Support internal and external audits with accurate and timely information
• Identify inefficiencies in vetting and provisioning processes.
• Support digitization and automation initiatives (e.g., credit scoring tools, workflow systems).
• Contribute to continuous improvement of credit policies and procedures

Education

• Bachelor’s degree in finance, Accounting, Economics, or Business Administration
• Professional certification (CPA, ACCA) is an added advantage

Work Experience

• 2 years’ experience in the area of specialization

• Experience in credit risk, provisioning, or telecom finance

• Strong understanding of enterprise customer lifecycle and revenue assurance

Skills / physical competencies:

• Highly developed analytical thinking.
• Good interpersonal skills, ability to listen and observe.
• Good written and verbal communication skills.
• Flexibility and ability to handle stress.
• Ability to work under minimum supervision.
• Strong financial and risk analysis skills
• Knowledge of provisioning methodologies (expected credit loss models)
• Attention to detail and high accuracy
• Decision-making under pressure
• Integrity and sound judgment

ABOUT US

We at MTN Uganda are a purpose and value-led organization!

At MTN Uganda, we believe that understanding our people’s needs and aspirations is key to creating experiences that delight you at work, everyday. We are committed to fostering an environment where every member of our Y’ello Family is heard, understood and empowered to live an inspired life.

Our values keep us grounded and moving in the right direction. Most importantly, they keep us honest. It is not something we claim to be. It is in our DNA.

As an organisation, we consider it our mission to create an exciting and rewarding place to work, where our people can be themselves, thrive in positivity and ignite their full potential. A workplace that boosts creativity and innovation, improves productivity, and ultimately drives meaningful results. A workplace that is built on relationships and achieving a purpose that is bigger than us. This is what we want you to experience with us!

Our commitments go beyond an organisational promise. It is in our leadership and managerial ethos to meaningfully partner with our employees, customers and stakeholders with a vision to realise our shared goals.

We are delighted that you are considering us as your career partner to make a mark in the world. We look forward to your application!

Female Applicants are strongly encouraged to Apply!

Note: In compliance to the Data Protection & Privacy Laws of Uganda, MTN Uganda will use your application documents for purposes for which they were intended for.