Job Description

Why GM Financial?

GM Financial is the wholly owned captive finance subsidiary of General Motors and is headquartered in Fort Worth, U.S. We are a global provider of auto finance solutions, with operations in North America, South America, and the Asia Pacific region. Through our long-standing relationships with auto dealers, we offer attractive retail financing and lease programs to meet the needs of each customer. We also offer commercial lending products to dealers to help them finance and grow their businesses.

At GM Financial, our team members define and shape our culture — an environment that welcomes new ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work — we thrive.

Our Purpose: We pioneer the innovations that move and connect people to what matters.

This position will be posted until filled.

About the role:

This role focuses on analyzing the financial health and credit risk of automotive dealerships by reviewing financial statements, monitoring portfolio performance, and making recommendations on credit decisions and risk mitigation strategies. The position also serves as a key point of contact for dealers and stakeholders, providing financial analysis, customer support, and guidance while ensuring compliance with accounting standards and industry regulations.

In this role you will:

• Review dealers monthly operating statements.
• Spread and adjust operating statements, as needed.
• Calculate and review dealers monthly Risk Ratings.
• Monitor and react to negative trends in order to mitigate potential losses.
• Recommend temporary and /or permanent credit line increases.
• Analyze financial statements of automotive dealerships and related customers.
• Interfacing with customers and internal/external stakeholders to obtain data to complete analysis.
• Monitor and manage assigned portfolio with data obtained from both internal and external sources.
• Recommend approval or action plan to obtain the floorplan business.
• Assigning accurate risk ratings.
• Preparing management summaries/proposals for credit committee approval.
• Ensure potential risks and exposures are communicated to management.
• Facilitates regular and productive account reviews with CLS leadership, Risk and Sales Team.
• Central point of contact for all internal and external customer commercial lending request or inquires.
• Effectively correspond with dealers, management, and peers.
• Provide customer service level support on dealers inquiry on GM Financial wholesale system, products and policies.
• Stays abreast of federal and provincial laws and accounting guidelines, in order to ensure dealer’s compliance with related guidelines.

Work Experience & Education

• Secondary School - Business, Finance or Accounting referred
• 1-3 years of directly related experience in financial analysis and experience in automotive dealership commercial lending environment required´

What We Offer

• Excellent Health, Vision and Dental Benefits.
• Company Match program for RRSP contributions
• Generous Paid Time Off (personal, vacation, sick, paid holidays)
• Dynamic relationships between teams and leadership
• Quarterly Volunteer Opportunities
• Hybrid work schedule offered; ability to work a portion of your week from home

Our Culture: Our team members define and shape our culture — an environment that welcomes innovative ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work — we thrive.

Work Life Balance: Flexible hybrid work environment

This posting is for a vacancy.

The base range for this role is: $52,000-96,000

At GM Financial, we strive for transparency in all aspects of our business, including pay equity. This is the GM Financial pay range for this role and job level. The exact salary and compensation will vary based on factors like knowledge, skills, experience, and education.

This role is eligible to participate in a performance-based incentive plan. Full time employees are eligible to participate in health benefits after 30 days of employment.

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