Job Description

What you do:

• Monitor and analyze customer transactions to detect potential financial crime risks, including AML/CTF and fraud.
• Review system-generated alerts and investigate unusual or suspicious customer activity.
• Conduct comprehensive AML/KYC investigations using internal systems, client profiles, and external data sources.
• Perform PEP and sanctions screening in line with regulatory and internal requirements.
• Identify patterns, typologies, and emerging red flags related to financial crime.
• Prepare, escalate, and support Suspicious Activity Reports (SARs) where required.
• Manage and respond to requests from regulatory authorities and internal stakeholders.
• Produce high-quality reports, analyses, and data-driven insights for decision-making.
• Conduct risk assessments with strong professional judgment and regulatory awareness.
• Ensure all investigations and documentation meet internal policies, audit standards, and regulatory expectations.
• Contribute to the continuous improvement of transaction monitoring systems, rules, and workflows.
• Support projects and operational initiatives through ad-hoc analyses and process enhancements.

What you bring:

• University degree in Economics, Law, Finance, or a related field.
• 2+ years of experience in AML/KYC, Anti-Financial Crime, or Compliance, ideally within Insurance, Banking, or FinTech.
• Solid understanding of AML/CTF frameworks, transaction monitoring, and KYC processes.
• Strong analytical mindset with the ability to detect and assess suspicious patterns.
• High attention to detail and commitment to quality and accuracy.
• Ability to work independently while collaborating effectively in an international environment.
• Strong communication skills in English (written and spoken).
• Proactive approach with a focus on improving processes and controls.
• Familiarity with transaction monitoring systems and/or fraud detection tools is an advantage.
• Interest or exposure to data analytics or AI tools (e.g. ChatGPT) is considered a plus.

What we offer:

• Offer a hybrid work model balancing in-person collaboration and remote work.
• Provide a comprehensive compensation and benefits package, including bonuses, pension, health insurance, employee shares, and discounts.
• Support lifelong learning through career development, digital learning programs, and international mobility, fostering innovation and empowerment.
• Present excellent career opportunities in insurance, asset management, and banking, with active communication across Allianz Group and key functions.

101933 | Legal & Compliance | Professional | Non-Executive | Allianz Bulgaria | Full-Time | Permanent

Allianz Group is one of the most trusted insurance and asset management companies in the world. Caring for our employees, their ambitions, dreams and challenges, is what makes us a unique employer. Together we can build an environment where everyone feels empowered and has the confidence to explore, to grow and to shape a better future for our customers and the world around us.

At Allianz, we stand for unity: we believe that a united world is a more prosperous world, and we are dedicated to consistently advocating for equal opportunities for all. And the foundation for this is our inclusive workplace, where people and performance both matter, and nurtures a culture grounded in integrity, fairness, inclusion and trust.

We therefore welcome applications regardless of ethnicity or cultural background, age, gender, nationality, religion, social class, disability or sexual orientation, or any other characteristics protected under applicable local laws and regulations.

Join us. Let's care for tomorrow.