We are looking for an experienced AML Process Owner to lead and improve our processes within the 2nd tier of the Compliance Operations team. This role suits someone who is eager to build and shape processes at Vivid, thrives in a fast-paced fintech environment, and can independently manage multiple priorities while meeting deadlines.
● Lead, document, and improve different AML processes, ensuring processes and
guidelines remain up to date.
● Oversee AML controls, ensuring consistent application across operational teams
and compliance with EU regulatory standards.
● Collaborate with Legal, Risk, Support, Product, Data, and Engineering teams to
introduce automations and process efficiencies.
● Proactively spot deficiencies across teams and initiate internal AML training to
ensure processes are applied correctly and consistently.
● Analyse operational data (with our data team) to spot risk trends and identify
potential AML, terrorist financing, or sanctions evasion patterns.
● Act as the main point of contact for process questions or escalations and support
junior team members when required.
● 3+ years of experience in AML operations, ideally in fintech or financial services.
● Strong understanding of EU AMLD, FATF, and other relevant AML/CTF frameworks.
● Experience with retail and SME customers and complex ownership structures,
external requests.
● Self-starter with proven ability and track record in analysing operational work in
AML operations, identifying process gaps and pro-actively driving improvements.
● Well-structured work ethic, disciplined self-starter and able to work independently.
● Comfortable managing multiple priorities and deadlines in a fast-paced
environment.
● Strong communication and problem-solving skills, fluent in English
Final compensation is determined individually, based on your experience, skills and the scope of the role, assessed against objective, gender-neutral criteria.
At Vivid, we're reimagining how individuals and businesses manage money. Our all-in-one app opens up a world of financial possibilities: invest in global stocks, ETFs, and over 150 cryptocurrencies, earn cashback on everyday purchases, and access personalised insights to make the most of your finances; all tailored to your lifestyle.
For businesses, Vivid Business offers a powerful suite of tools, including multi-IBAN accounts, high-interest rates, business cashback, team cards, and seamless accounting integrations to streamline operations.
Our mission? Your success. Everyone deserves the chance to see their finances flourish, and we’re dedicated to empowering our customers to make this a reality.
Since our 2020 launch in Germany, Vivid has rapidly expanded across Europe, earning the trust of over 500,000 customers looking for a simpler, smarter way to grow their wealth. With over €200 million raised from top investors and a valuation of €775 million, Vivid is where modern finance meets real opportunity. Join us and experience a new way to thrive financially.
Vivid is a leading European financial platform for businesses that seamlessly integrates the management of personal and business finances. Focused on SMEs, Vivid delivers cost-effective, scalable financial solutions with best-in-class pricing, market-leading interest rates on savings and advanced business tools. Founded in 2019 in Berlin by Alexander Emeshev and Artem Iamanov, Vivid has quickly grown into one of Germany’s top financial platforms for SMEs and private accounts. Backed by Greenoaks Capital and DST Global, the company is expanding across Europe setting new standards in how businesses bank.
