Job Description

🌍 About the Company

Our client is a regulated financial institution operating within the European payments sector. The company supports international payment and card-related services while operating in a complex and continuously evolving regulatory environment.

Its AML function plays a central role in protecting the business from financial crime and ensuring that customer and programme activity meets regulatory expectations

💼 About the Role

The company is looking for a mid-level AML Officer to strengthen its AML function in Lithuania.

You will provide daily operational support to the MLRO and DMLRO, maintain key AML and compliance registers, review screening alerts, prepare suspicious activity reports and support the oversight of end-client onboarding and ongoing monitoring.

This is a hands-on role for an AML professional who is ready to take ownership of operational cases, maintain high documentation standards and develop broader financial crime expertise within an international payments environment.

🔍 Responsibilities

• Maintain and regularly update the Policy Register, Correspondence Register, Training Register and other AML or compliance documentation;

• Prepare and submit suspicious activity reports (SARs) to Lithuania’s Financial Intelligence Unit, ensuring that supporting information is accurate and complete;

• Review and investigate sanctions, politically exposed person (PEP) and adverse media alerts;

• Document screening decisions, maintain clear audit trails and escalate higher-risk cases when required;

• Oversee programme managers’ end-client onboarding and ensure that relevant KYC and customer due diligence controls are completed;

• Support ongoing monitoring activities, including periodic customer reviews, continuous screening and related compliance controls;

• Dedicate approximately two to three hours per week to the oversight of programme managers’ end-client onboarding and ongoing monitoring activities;

• Provide daily operational support to the MLRO and DMLRO, including case preparation, documentation and follow-up actions;

• Help with regulatory reporting and ensure that required records and supporting evidence remain complete and accessible;

• Carry out other daily AML activities and support the implementation of AML-related decisions and controls.

🎓 Requirements

• Approximately 2–3 years of relevant AML, financial crime or compliance experience within payments, banking, FinTech or another regulated financial institution;

• Practical experience with customer onboarding, KYC, customer due diligence and ongoing monitoring;

• Experience reviewing sanctions, PEP and adverse media alerts;

• Understanding of suspicious activity reporting processes and Lithuanian FIU reporting requirements;

• Knowledge of Lithuanian and EU AML/CFT regulations and sanctions requirements;

• Experience maintaining regulatory registers, case records and compliance documentation;

• Strong written communication and the ability to prepare clear, evidence-based case summaries;

• Professional fluency in Lithuanian and English;

• Based in Lithuania and able to work in a hybrid model from the Vilnius office.

Experience within an electronic money institution, payment institution or card-issuing environment would be considered a strong advantage.

🤝 Key Competencies

• High standards of integrity, confidentiality and professional responsibility;

• Strong analytical judgement and the ability to assess potentially higher-risk activity;

• Close attention to detail and a structured approach to case documentation;

• Ability to identify when a matter should be escalated to the MLRO or DMLRO;

• Proactive approach and willingness to take ownership of assigned AML activities;

• Ability to collaborate effectively with Compliance, Risk and operational stakeholders;

• Ability to manage recurring operational tasks while maintaining accuracy and consistency.

✨ The Employer Offers

• A hybrid working model combining remote work with collaboration from the Vilnius office;

• The opportunity to develop within an international payments environment;

• Direct exposure to AML investigations, screening, regulatory reporting and ongoing monitoring;

• Daily collaboration with the MLRO, DMLRO and experienced Compliance professionals;

• The opportunity to strengthen practical AML expertise and gradually take on broader responsibilities;

• Meaningful work where financial crime controls directly support the company’s regulated operations;

• A competitive compensation package aligned with the candidate’s experience and competencies.

Ready to take ownership of AML operations within an international payments business? Apply now.