AI & Transformation Manager - London, Permanent
Join Pay.UK as our AI & Transformation Manager and help shape how AI is used in a national payments environment that supports services people and businesses rely on every day. This is a leadership role with practical scope: you will turn AI opportunities into clear plans, guide delivery, and help colleagues adopt new ways of working with confidence.
You will work in a context that is both meaningful and specific. Pay.UK maintains and develops the UK retail payment systems and standards, including services that processes 11 billion transactions worth over £10 trillion annually. If you are looking for a role where you can combine transformation leadership with responsible use of AI in a complex, regulated setting, we would like to hear from you.
Accountabilities
Qualifications, Skills and Experience
At Pay.UK, our behaviours are central to who we are and how we operate. They bring our values to life, shape our culture, and guide how we make decisions, collaborate, and respond to challenges across the payments ecosystem. All interview processes will assess the following behaviours:
In addition, all leadership roles are expected to lead by example through the following behaviours:
At Pay.UK, we value diversity and inclusivity. Research has shown that candidates from underrepresented groups may hesitate to apply unless they meet all the requirements listed. We encourage all qualified candidates to apply, regardless of how closely their skills and experience match the requirements. We are committed to supporting accessibility needs and creating a welcoming environment for all employees. Become part of our team and contribute to the creation of an inclusive work environment that values everyone's unique input.
Pay.UK maintains and develops the UK retail payment systems and standards that are core to the economy being able to function on a day-to-day basis.
From Bacs to Faster Payments and cheques – we act as the single operator for all UK retail payments. We put the needs of consumers and businesses at the heart of everything we do, working in the public interest to ensure that the systems the country relies on for its banking transactions are safe, open, innovative and resilient.
Our payment systems underpin the services that enable funds to be transferred between people and institutions. In 2024, the UK's retail payment systems processed 11 billion transactions worth over £10 trillion through Bacs Direct Credit, Direct Debit, Faster Payments, and cheques, and our Current Account Switch Service has facilitated over 9 million switches since it’s launch in 2013.
Every day, individuals and businesses use the services we provide to get their salaries, pay their bills and make online and mobile banking payments. Our vision for the future is to enable a vibrant economy, with Pay.UK delivering robust payment infrastructure and standards for the benefit of consumers and businesses nationwide.
Learn more about life at Pay.UK by hearing what employees have to say, click here to view videos
Please note:

We enable individuals and organisations in the UK to transfer money to others whenever they need to, quickly, safely and cheaply.
Every day £23.5 billion of retail payments are made in the UK by individuals, businesses and organisations. Some £20.3 billion of this daily total travels through our platform making ours by far the most heavily used
retail payments platform in the UK.