Westlake Financial

90-Day Collections Representative

Westlake Financial  •  $20/hr  •  Las Vegas, NV (Onsite)  •  1 month ago
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Job Description

WESTLAKE WARRIOR | Late Stage Collections
Las Vegas, NV | On-site

Why Westlake?

  • Base Pay:
    • $20.00 per hour plus bonus potential of up to $5,800 monthly based on individual and team performance.
  • Tiered Retention Bonus:
    • Receive $500 upon completion of 3 months from the start date.
    • An additional $500 upon completion of 6 months from the start date.
  • *Incentive:
    • If the department exceeds its goal, eligible agents in the bonus range will receive a "kicker" ranging from $100.00 to $750.00, based on goal achievement.
    • * All agent incentive opportunities may vary monthly, and are not guaranteed, and are subject to change.

What You’ll Do:

As a 90-Day Collector, you’ll manage accounts that are over three payments past due and play a key role in reducing delinquency for Westlake Financial. This position requires persistence, attention to detail, and strong skip-tracing and negotiation skills to help customers bring their accounts current and locate collateral when necessary.

  • Contact customers with accounts more than 90 days past due to discuss payment options and resolve delinquencies.

  • Use skip-tracing techniques to locate customers who are difficult to reach and identify collateral locations.

  • Negotiate payment solutions tailored to each customer’s situation to help bring accounts current.

  • Achieve monthly goals while maintaining quality, compliance, and professionalism.

  • Collaborate with repossession agents to recover collateral when required.

  • Reduce delinquency rates in your assigned queue through consistent follow-up and strategic communication.

  • Handle a high volume of calls efficiently in a fast-paced, goal-oriented environment.

What We’re Looking For:

  • Strong skip-tracing knowledge and ability to locate customers or collateral effectively.

  • Excellent communication and negotiation skills with professional phone etiquette.

  • Flexible schedule – able to work overtime and weekends when needed.

  • Proven ability to multitask and stay organized in a fast-paced, high-volume environment.

  • Thorough understanding of state and federal collection laws, including the Fair Debt Collection Practices Act (FDCPA)

  • Proficient computer and typing skills with familiarity in Microsoft Excel, Outlook, and web-based applications.

  • Team-oriented mindset with a positive, dependable attitude.

  • 3+ years of backend subprime collections experience required.

  • Auto collections experience required.

  • High school diploma or equivalent required.

FULL TIME BENEFITS

  • Medical, Dental, and Vision benefits
  • Life Insurance, Flexible Spending Account
  • 401K matching
  • Employee Stock Ownership Program in a $14.2 Billion Company, plus company matching
  • Wellness Program, Daily Team Exercises
  • Westlake University, Certification Programs
  • Career Path Opportunities
  • Discounts on Parks, Museums, Movie Tickets, and Attractions
  • AT&T Wireless Discounts
  • Employee Loan Assistance
  • Annual Flu Shots, Biometric Screenings
  • Paid Vacations Days
  • Paid Sick Days
  • Paid Holidays
  • Rental Car Discounts
  • Dell Member Purchase Program
  • UKG Wallet

ABOUT US

Westlake Financial is the largest privately held auto finance company in the United States with demonstrated growth year over year. We continue to expand our teams and diversify our business model. This leads to cementing us as a leader in the automotive lending industry.

Westlake continues to grow its market share within the Auto Industry with assets in excess of 22B. We have business relationships in all 50 states, including Puerto Rico. We are looking to acquire talented individuals as we expand our market share. Westlake Financial believes in PEOPLE with the PURPOSE and PASSION to assist our more than 22,000 dealer partners throughout North America.

ACKNOWLEDGMENTS

We will consider for employment all qualified Applicants, including those with Criminal Histories, in a manner consistent with the requirements of applicable state and local laws, including the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance.

We are an equal opportunity employer and do not unlawfully discriminate in employment. No question on this application is used for the purpose of limiting or excluding any applicant from consideration for employment on a basis prohibited by local, state, or federal law. Equal access to employment, services, and programs is available to all persons. Those applicants requiring reasonable accommodation to the application and/or interview process should notify a representative of the organization.

Westlake Financial

About Westlake Financial

People. Purpose. Passion. These are the hallmarks of Westlake Financial Services, and have been since our inception in 1988. Westlake specializes in prime to sub-prime automotive financing, helping car dealerships do what they do best: sell cars. Our unique credit approval software (known as "The Buy Program ©"​) allows dealers to get an on-the-spot loan approval with out waiting for callbacks, fax-backs, or rehashes.

Westlake Financial is an Internet based, privately held finance company that specializes in the acquisition and servicing of prime, sub-prime, and non-prime automotive retail installment contracts. Headquartered in Southern California, Westlake originates indirect retail installment contracts through a network of 21,000 new and used car dealers throughout the United States. All collections and servicing are performed in-house from its central facility located in the Mid-Wilshire area of Los Angeles.

Westlake's success didn't just happen overnight. It took years of hard work, cultivation, and smart intuition to get to where we are today. Not content to rest on our laurels, Westlake continues to build and refine, always keeping our dealers and customers in mind.

Looking for a Career in auto finance, please view the following link: https://www.westlakefinancial.com/careers/

Industry
Finance & Insurance
Company Size
1,001-5,000 employees
Headquarters
Los Angeles, CA
Year Founded
1988
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