Job Description

Company Description

Standard Bank Offshore is the offshore arm of the Standard Bank Group, a leading Africa focused financial services group, and an innovative player on the global stage. Our international Banking, Lending, Investment, Fiduciary and Wealth Management services offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals.

Our clients range from individuals to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa and SBO is perfectly positioned to support the growth of our organisation from our office in the Isle of Man, Jersey, London, MAUs and South Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.

Job Description

NOTE: This role does not offer Relocation or Sponsorship. Applicants must be eligible to work in Jersey

Credit Support is accountable for assisting credit managers in the day-to-day administration of their credit portfolio, through in-work collaboration with the credit managers.

Qualifications

Minimum Qualification:

• First Degree in Business Commerce

Experience Required :

• 1-2 years experience in Credit Risk
• General business or credit knowledge; ability to interact with financial statements.

Key Outputs :

• Support Credit Manager with daily excess management by investigating excesses and breaches, liaising with business stakeholders and escalating excesses and any breaches to Credit stakeholders for approval in line with the relevant policies.
• Prepare file for audit and CRA and other governing committees as and when required.
• Investigate the discrepancies on Reports with the Credit Manager and investigate all differences
• Follow up on monthly reporting queries received from Finance, Capital and Business teams with regards to exceptions. Filter these reports for the teams. Investigate possible reasons for exceptions by looking at
• Ensure that limits loaded on systems corresponds with relevant credit sanctions and legal documentation at all times. Limit maintenance in the form of initiation of instructions for increases, switches etc as instructed by the relevant Credit Manager. Identify and investigate any limit discrepancies by way of limit attestation exercised, and correct any differences.

Behavioural Competencies:

• Checking Things
• Documenting Facts
• Following Procedures
• Interacting with People
• Interpreting Data
• Inviting Feedback
• Meeting Timescales
• Producing Output
• Providing Insights
• Taking Action
• Team Working
• Upholding Standards

Technical Competencies:

• Data Analysis
• Data Management (Administration)
• Stakeholder Management (IT)
• Written Communication

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