Job Description

Have you ever wondered what it means to help drive innovation across global payments? Are you curious how multi-national businesses manage currencies and payments? JP Morgan is at the forefront of innovation in emerging financial technology that is improving cash management and payment solutions. As one of the world’s largest banks, J.P. Morgan moves $5 trillion each day for our clients around the world— almost 20% of the global USD market— across multinational corporations, financial institutions, and public sector entities. Our leadership position allows us, and requires us, to constantly innovate to stay on top and deliver for our clients.

As a Full Time Analyst in the 2028 Corporate & Investment Bank - Payments Program, you will have the opportunity to gain hands-on experience across this exciting, innovative landscape to learn what it takes to “make money move.” With the full support and resources of JPMorgan, you’ll have what you need to succeed – from training and mentorship from senior leaders to engagement on challenging projects that use all your skills. We are looking for out-of-the box thinkers to help us drive our future client solutions. You’ll gain an understanding of our businesses with this rotational program, how they work together and how we serve clients as well as the technical skills needed to make a difference right from the beginning.

Job responsibilities

• Learn how we work with 100,000+ clients in 150+ countries to support cash management needs and technology-based payment solutions
• Identify opportunities to leverage emerging technologies to meet client needs
• Gain exposure to product, strategy, or client coverage-based teams
• Be part of creating innovative ideas to transform the Payments landscape
• Work under the guidance of mentors and a supportive team
• Network with industry leaders, accessing best-in-class training and learning how all our businesses work together to provide excellent customer service

Required qualifications, capabilities, and skills

• Exceptional analytical, research and project management skills
• Familiarity with business fundamentals
• Ability to quickly solve problems on your own and with a team
• Enthusiasm, energy and a drive to succeed
• A collaborative mindset and willingness to partner and work on a team
• All majors eligible are to apply
• Japanese fluency is required for this role.
• Pursuing a degree qualification with solid academic background and an expected graduation of April 2027 through March 2028
• Available to start full time employment from April 2028

Preferred qualifications, capabilities, and skills

• Business level of English is preferred

A portion of the interview process may be conducted in person in our Tokyo office.

Relocation assistance will not be provided for Payments Program.

Join us

At JPMorgan Chase, we’re creating positive change for the diverse communities we serve. We do this by championing your innovative ideas through a supportive culture that helps you every step of the way as you build your career. If you’re passionate, curious and ready to make an impact, we’re looking for you.

Application Deadline

October 26, 2026 (23:59 Japan time)

HireVue Completion Deadline

October 28, 2026 (23:59 Japan time)

We will be filling our classes on a rolling basis. We strongly encourage you to submit your application as early as possible before job postings close.

Cover letter submission is not required as part of the application process.

What’s next?

• Help us learn about you by submitting a complete and thoughtful application, which includes your resume. Your application and resume is a way for us to initially get to know you, so it’s important to complete all relevant application questions so we have as much information about you as possible.
• After you confirm your application, we will review it to determine whether you meet certain required qualifications.
• If you are advanced to the next step of the process, you’ll receive an email invitation to complete a video interview, powered by HireVue. This is your opportunity to further bring your resume to life and showcase your experience for our recruiting team and hiring managers.
• Completion of HireVue is required, and your application will not be considered for further review until you have completed. We strongly encourage that you apply and complete these required elements as soon as possible, since programs will close as positions are filled.

JPMorgan Chase is committed to creating an inclusive work environment that respects all people for their unique skills, backgrounds and professional experiences. We strive to hire qualified, diverse candidates, and we will provide reasonable accommodations for known disabilities.

Please email us at recruit.japan@jpmorgan.com for any enquiries, and visit jpmorganchase.com/careers for upcoming events, career advice, our locations and more.

J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world’s most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.