XPENG

信审主管(对公业务)

XPENG  •  Onsite  •  4 hours ago
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Job Description

信审主管(对公业务)

广州

全职

职能板块

职位描述

  1. 负责对公融资项目的风险尽调,穿透核查企业及实控人的财务报表、经营流水、征信及法务涉诉情况,客观评估其实质性还款能力; 2. 独立出具风险审查报告,明确风险缓释及增信要求;权限内独立完成审批决策,超权限项目负责向大额委员会/管理委员会进行专业汇报; 3. 针对不合理的业务诉求能有效沟通,并提供具备商业可行性的融资方案优化建议; 4. 深度评估租赁物资产质量,严控标的物权属清晰度、估值合理性及二手市场快速变现能力; 5. 负责存量对公资产的动态监控,关注行业动向及企业经营异动,落实租后排查,实现早期风险信号的精准捕捉与拦截。

职位要求

  1. 学历及专业: 本科及以上学历,金融、经济、财务、会计、法律等相关专业优先,2.5年以内工作经验。 2. 工作经验:具有商业银行(对公信贷部)、融资租赁公司等金融机构的对公信审/风控实操经验。 3. 专业技能: - 具备扎实的财务分析能力,能熟练识别财务粉饰及报表交叉检验; - 熟悉人民银行征信系统、企查查/天眼查等大数据风控工具的应用; - 熟悉融资租赁业务逻辑(直租/售后回租)、相关法律法规及合同法。 4. 对特定行业(如:新能源汽车/机器人/evtol等)有一定认知,了解相关租赁物的残值及二手处置逻辑。 5. 具备较强的文字表达及报告撰写能力;原则性强,抗压能力出色;具备良好的跨部门沟通与谈判能力。 【加分项】 1. 拥有CPA(注册会计师)、CFA、FRM或通过国家统一法律职业资格考试者优先。 2. 具有四大会计师事务所审计经验,后转入金融风控行业者优先。

投递

XPENG

About XPENG

XPeng is a leading Chinese Smart EV company that designs, develops, manufactures, and markets Smart EVs that appeal to the large and growing base of technology-savvy middle-class consumers. Its mission is to drive Smart EV transformation with technology and data, shaping the mobility experience of the future. In order to optimize its customers’ mobility experience, XPeng develops in-house its full-stack advanced driver-assistance system technology and in-car intelligent operating system, as well as core vehicle systems including powertrain and the electrical/electronic architecture. XPeng is headquartered in Guangzhou, China. In 2021, the Company established its European headquarters in Amsterdam, along with other dedicated offices in Copenhagen, Munich, Oslo, and Stockholm.The Company’s Smart EVs are mainly manufactured at its plant in Zhaoqing and Guangzhou,Guangdong province.

For more information, please visit https://heyxpeng.com.

Industry
Automotive & Mobility
Company Size
1,001-5,000 employees
Headquarters
Guangzhou, CN
Year Founded
2014
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