Xiaomi Technology

风控模型-汽车金融

Xiaomi Technology  •  Beijing, CN (Onsite)  •  1 day ago
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Job Description

风控模型-汽车金融
北京
校招
正式
软件研发类
2027届校园招聘计划
职位描述
1. 数据分析与模型开发:运用大数据和机器学习技术,开发风险评估模型,监控风险指标;定期分析风控数据,提供决策支持,确保风控策略的有效性;
2. 跨部门协作:与产品、运营、技术等部门合作,确保风控策略与业务目标一致;
3. 根据渠道画像和分类,协助梳理和制定准入政策和对应SOP定性用户准入和风控政策;
4. 协助搭建并管理渠道风险防范管控体系,推进渠道/商户评级标准、处置流程及监控体系建立,协同反欺诈建立欺诈政策、流程;
5. 根据市场需求,做好风控与市场的平衡,协助制定和迭代汽车金融类市场各类金融产品的风控政策。
职位要求
1. 本科及以上学历,金融、经济、数学、统计学、计算机等相关专业优先;
2. 有金融风控或汽车金融业务实习经验的优先;
3. 熟练使用数据分析工具(如SQL、Python、R等),熟悉常用机器学习算法和建模流程。具备较强的逻辑思维和问题解决能力;
4. 具备较强的责任心、沟通能力、执行能力,较好风险合规及团队合作意识。
投递
Xiaomi Technology

About Xiaomi Technology

Xiaomi Corporation was founded in April 2010 and listed on the Main Board of the Hong Kong Stock Exchange on July 9, 2018 (1810.HK). Xiaomi is a consumer electronics and smart manufacturing company with smartphones and smart hardware connected by an IoT platform at its core.

Embracing our vision of “Make friends with users and be the coolest company in the users’ hearts”, Xiaomi continuously pursues innovations, high-quality user experience and operational efficiency. The company relentlessly builds amazing products with honest prices to let everyone in the world enjoy a better life through innovative technology.

Xiaomi is one of the world's leading smartphone companies. The company has also established the world’s leading consumer AIoT (AI+IoT) platform,reached 558 million smart devices connected to its platform (excluding smartphones,laptops and tablets) as of September 30 2022. Xiaomi products are present in more than 100 countries and regions around the world. In August 2022, Xiaomi was included in the Fortune Global 500 list for the fourth year in a row, ranking 266th. The company is the fastest-rising Chinese technology conglomerate during the four-year period.

Xiaomi is a constituent of the Hang Seng Index, Hang Seng China Enterprises Index, Hang Seng TECH Index and Hang Seng China 50 Index.

Industry
IT & Software
Company Size
10,000+ employees
Headquarters
Beijing, CN
Year Founded
2010
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